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2405 Plateau Dr, San Jose, CA, 95125

3beds
3baths
1,620sqft
$1,198,999
$740price/sqft
$8,167/moest. monthly cost
$326,680/yrincome needed

About This Home

Experience the best of Communications Hill living in this beautifully upgraded 3-story single family home (not attached). Enjoy a low HOA that covers exterior landscaping. Pre-sale inspections reflect a well-maintained home with no major concerns noted. Ideally located near trails, The Plant, and convenient commuter access [Highway 87]. Thoughtfully designed with a flexible floor plan, featuring a full bed and bath on the lower level, ideal for guests, office, home gym or multigenerational living. Upstairs offers two bedrooms, including a spacious primary suite & junior ensuite. Extensive upgrades and attention to detail shine throughout. The main level showcases engineered hardwood flooring, wainscoting, crown molding, custom rot iron and designer lighting. The kitchen features granite countertops with ogee edge, stainless steel appliances, and stylish finishes. Upper-level baths are tastefully updated with newer vanities, tile flooring, and upgraded enclosures. The primary suite includes double doors to a spa-like bath with dual vanities. Additional highlights include interior/exterior paint, taller baseboards, plantation shutters, and a custom wrought iron entry gate. Turn-key and move-in ready, this home blends comfort, style, and functionality in one exceptional offering.

Getting Around

19
WalkingCar-Dependent
48
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Ice Maker,Microwave,Built In Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: StallShower, Tile, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: EatinKitchen, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 45630060
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio

Lot

  • Lot size: 1,396 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$108$1,296
Property Taxes $1,599$19,188
Electricity $398$4,786
Total$8,167$98,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,011/yr
40% on housing$245,010/yr
45% on housing$217,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$740This listing

vs Other Active Listings

Avg $/sqft

ZIP 95125$807
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95125$1,133
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$1,300,000
2015-11-19Sold$690,000
2015-10-23Pending sale$698,000
2015-10-07Listed for sale$698,000
2005-09-22Sold$653,500

For Sale by Agent

AgentLori Robitaille Biasca
BrokerageChristie's International Real Estate Sereno

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