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47-849 Kamehameha Hwy, Kaneohe, HI, 96744

3beds
3baths
3,088sqft
$2,250,000
$729price/sqft
$13,352/moest. monthly cost
$534,080/yrincome needed

About This Home

Experience serene waterfront living in Kahaluu! This spacious 3,088 sq. ft. property offers 3 bedrooms and 3 bathrooms, blending peaceful country charm with the convenience of Kaneohe just minutes away. The main living area features 3 bedrooms, 2 bathrooms, vaulted ceilings, and an open layout showcasing stunning views of Kaneohe Bay. Set on a lush 1/3-acre lot, you’ll find banana and lime trees, garden spaces, beds of manicured tropical plants, and a covered cooking area with two gas grills. Enjoy breathtaking sunrises from the covered deck overlooking the bay, then fish, kayak (3 included), or boat straight from your backyard. Designed for comfort and sustainability, the home includes 46 Tesla solar panels, 3 Powerwall batteries, split A/C and window units throughout, a carport, and a massive garage/workshop fully equipped with tools and maintenance materials. Three attached studio spaces, each with a private entrance and wet bar, offer flexibility for guests, extended family, or creative use. To make your move even more seamless, the home is being offered fully furnished with existing furnishings, allowing you to begin enjoying the waterfront lifestyle from day one.

Getting Around

10
WalkingCar-Dependent
29
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

3/10
5/10
Castle High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1955

Materials

  • Foundation: Slab
  • Construction materials: Concrete,Wood Frame

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 3,088
  • Total interior livable area: 3,088 sqft

Property

Details

  • Parcel number: 1470240140000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,Ocean,Sunrise
  • Has water view: Yes
  • Water view: Coastline,Ocean
  • On waterfront: Yes
  • Frontage type: Oceanfront,Waterfront
  • Topography of land: Level,Sloping

Lot

  • Features: Flag Lot,Interior Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Boat,Carport,Driveway,Three or more Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$367$4,404
Property Taxes $614$7,368
Electricity $994$11,932
Total$13,352$160,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$457,782/yr
40% on housing$400,560/yr
45% on housing$356,053/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$777
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$2,250,000
2026-07-01Listed for sale$2,250,000
2025-12-26Listing removed$2,099,000
2025-11-04Listed for sale$2,099,000
2023-12-15Sold$1,925,000
2023-09-15Contingent$1,925,000
2023-09-06Listed for sale$1,925,000
2021-03-10Contingent$1,250,000
2021-03-03Listed for sale$1,250,000
2020-10-25Listing removed$1,350,000
2019-04-06Price change$1,350,000
2017-10-11Listed for sale$1,395,000

For Sale by Agent

AgentZoar Z Morales
BrokerageeXp Realty

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