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437 SW 3rd St APT 2, Miami, FL, 33130

2beds
2baths
900sqft
$345,000
$383price/sqft
$2,420/moest. monthly cost
$96,800/yrincome needed

About This Home

Delightfully & completely updated 2-BD/1.5-BA townhome in the heart of Miami. First floor greets you w/ an updated open kitchen followed by open living area w/ custom built-ins plus covered private patio & guest bath. Upstairs are two sizable bedrooms (each w/ its own balcony) + full bath w/ tub & new flooring. Other highlights include hurricane impact glass throughout, new appliances (including in-unit washer/dryer), new electric panel, custom cabinets throughout. This community has only 5 units, low HOA fee, gated parking & recently completed 40yr recert. Location is ideal, next to Miami River & Jose Marti Park, w/ easy access to major highways, Downtown Miami, Brickell, & Calle Ocho. This property feels like a true home, complete with customized touches that make sense and look great!

Getting Around

86
WalkingVery Walkable
95
TransitRider's Paradise
73
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Clear Impact Glass,Complete Impact Glass,Blinds,Impact Glass
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 0141380970020
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Open Porch,Patio
  • Fencing: Privacy
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 1
  • Parking features: 1 Space,Assigned,Limited # Of Vehicle,No Rv/Boats
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$70$840
Property Taxes $409$4,908
Electricity $197$2,366
Total$2,420$29,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,971/yr
40% on housing$72,600/yr
45% on housing$64,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 33130$378
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33130$328
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Listed for sale$350,000
2021-04-12Sold$190,000
2021-01-04Price change$195,000
2020-11-06Listed for sale$220,000
2018-12-20Listing removed$1,600
2018-11-29Listed for rent$1,600
2018-01-17Listing removed$1,600
2018-01-09Listed for rent$1,600
2005-01-24Sold$188,000

For Sale by Agent

AgentRoberto Cachinero
BrokerageBHHS EWM Realty

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