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47-271 Miomio Loop, Kaneohe, HI, 96744

4beds
2baths
2,028sqft
$2,400,000
$1,183price/sqft
$13,795/moest. monthly cost
$551,800/yrincome needed

About This Home

Rare Kaneohe Bay oceanfront with a panoramic view that is truly the centerpiece of the property. Set along peaceful Miomio Lp, this home enjoys a commanding outlook over Kaneohe Bay, the coastline, the Ko'olau Mountains, and Mokoli'i — a rare oceanfront view plane that is difficult to replicate and central to the value of this offering. The dwelling features 3 bedrooms and 1 bathroom downstairs, plus an upstairs primary suite with full bathroom that has been converted into a separate living area with a wet bar, but can easily be converted back. A large deck off the upstairs suite overlooks the water, further enhancing the connection to the bay. Enjoy close proximity to Kaneohe Sandbar, further enhancing the appeal of this exceptional bayfront setting. The property also features an in-ground pool and a fairly low-maintenance yard. Pre-Listing home inspection by Building Specs available upon request. Properties like this do not come available often. Open House, Sunday, 6/14/26 2:00-5:00.

Getting Around

1
WalkingCar-Dependent
31
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

7/10
Heeia Elementary SchoolGrades PK-62.6 mi
5/10
Castle High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1974

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Hollow Tile,Wood Frame

Notable Dates

  • Major remodel year: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Property

Details

  • Parcel number: 1470300210000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,Garden,Mountain(s),Ocean,Sunrise
  • Has water view: Yes
  • Water view: Coastline,Ocean
  • On waterfront: Yes
  • Frontage type: Oceanfront
  • Topography of land: Level

Lot

  • Features: Interior Lot,Other,Level

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway,Three or more Spaces,On Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Coastal Flooding
Earthquake
Landslide
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$392$4,704
Property Taxes $615$7,380
Electricity $653$7,836
Total$13,795$165,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$472,971/yr
40% on housing$413,850/yr
45% on housing$367,866/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,183This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$771
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$2,400,000
2026-06-04Listed for sale$2,800,000

For Sale by Agent

AgentTim Borsch
BrokerageHorita Realty LLC

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