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5222 Cobblers Xing, McHenry, IL, 60050

2beds
2baths
1,568sqft
$269,900
$172price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Welcome to this turnkey, move-in ready three-level townhome, beautifully updated throughout and tucked away at the end of a quiet cul-de-sac! Luxury vinyl flooring flows throughout all three levels, creating a stylish and cohesive feel. The light and bright open kitchen features 42-inch cabinetry and a large slider leading to the private balcony deck-perfect for morning coffee or relaxing with an evening nightcap. The open, airy living room offers an abundance of space with views overlooking the open courtyard, while 9-foot ceilings enhance the entire main level. A remodeled powder room and convenient laundry room with a thoughtfully designed slatted bifold barn-door complete the first floor. Upstairs, the generous, designer-inspired primary bedroom features sun-drenched windows, shiplap wall and two spacious closets. The spacious secondary bedroom shares a convenient hall bath. The English-style basement offers a versatile flex room with endless possibilities to suit your personal needs, along with abundant natural light and convenient access to the attached two-car garage. Ideally located just minutes from downtown McHenry, you'll enjoy the charm of the popular Riverwalk, along with an array of shopping, dining, and entertainment options. Welcome Home!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Parkland SchoolGrades 6-82.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Other

  • Builder model: Abbey

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Partial

Bedroom2

  • Features: Flooring (Luxury Vinyl),Window Treatments (All)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (All)
  • Level: Lower
  • Area: 300
  • Dimensions: 20X15

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 08X06

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 460
  • Dimensions: 23X20

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 280
  • Dimensions: 20X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1404231014
  • Special condition: None

Features

  • Exterior features: Balcony

Lot

  • Features: Common Grounds,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$137$1,644
Property Taxes $508$6,096
Electricity $130$1,569
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 60050$173
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60050$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2004-05-24Sold$161,725

For Sale by Agent

AgentKeith Schauer
BrokerageRE/MAX Suburban

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