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712 Mary St, Perth Amboy, NJ, 08861

2beds
2baths
1,218sqft
$349,900
$287price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

Back on the market!!! Seller's are motivated. This 2-family home features a total of 2 bedrooms and 2 full bathrooms. The property offers great flexibility, as you could live in one unit and rent out the other, or rent out both for easy additional income. The home is currently being used as a 1-family residence. The first floor includes one bedroom, one full bath, a living room, and an eat-in kitchen, while the second floor offers an additional 2 bedroom and full bath(no Kitchen, plumbing in place. Please note that the property needs some renovations but is full of potential. It is being sold strictly in AS IS condition, and the buyer will be responsible for the Certificate of Occupancy and all necessary repairs. Showings are 12p-4p.

Getting Around

66
WalkingSomewhat Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

5/10
1/10
Perth Amboy High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1899

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Heater(Gas),Water Heater,Unit 1(Range/Oven)

Basement

  • Basement: Crawl Only, None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Unit 1(1 Bedroom,Kitchen,1 Bath,Living Room),Unit 2(1 Bedroom,1 Bath,Living Room)
  • Flooring: Unit 1 Carpet,Unit 2 Carpet

Heating & Cooling

  • Heating features: Baseboard Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Details

  • Parcel number: 1600314000000021
  • Zoning: R-50

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 2,500 sqft
  • Features: Near Shopping,Near Train,Near Public Transit
  • Lot size dimensions: 100.00 x 0.00

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$124$1,488
Property Taxes $580$6,960
Electricity $193$2,318
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$274
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$349,900
2026-04-01Listing removed$399,900
2026-03-21Listed for sale$399,900
2016-02-01Sold$119,900
2015-09-23Listing removed$119,900
2015-08-25Price change$119,900
2015-06-26Listed for sale$129,900
2005-02-08Sold$163,900
2003-02-11Sold$111,500

For Sale by Agent

AgentMAURICE DAY
BrokerageHOWARD HANNA RAND REALTY

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