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903 W Washington St, Hagerstown, MD, 21740

3beds
1baths
1,496sqft
$159,900
$107price/sqft
$1,270/moest. monthly cost
$50,800/yrincome needed

About This Home

BRICK DUPLEX IN HAGERSTOWN, PRIDE OF OWNERSHIP. MOVE IN READY. COVERED FRONT PORCH W/ NEWER ROOF. WOOD FLOORS AND LAMINATE THROUGHOUT HOME. GAS COOKING AND HOT WATER. NEW ELECTRIC BASEBOARD HEAT. OFF STREET PAVED PARKING IN BACK, THERE IS ALSO STREET PARKING IN FRONT. LARGE EAT-IN KITCHEN WITH PLENTY OF CABINETS. SEPERATE DINING ROOM. LIVING ROOM WITH LARGE WINDOWS. BATHROOM HAS BEEN UPDATED WITH WALK-IN SHOWER. THIRD BEDROOM HAS DOOR TO SECOND STORY PORCH. WALK-UP ATTIC.

Getting Around

71
WalkingVery Walkable
22
TransitMinimal Transit
54
BikeBikeable

Schools

7/10
3/10
4/10

Construction

Condition

  • Property condition: Good
  • Year built: 1903

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 540

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry,Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,496

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,036
  • Total interior livable area: 1,496 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2203007758
  • Attached to another structure: Yes
  • Zoning: RMED
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 3,300 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street,Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$61$732
Property Taxes $120$1,440
Electricity $281$3,374
Total$1,270$15,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,542/yr
40% on housing$38,100/yr
45% on housing$33,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$159,900
2026-07-03Listed for sale$169,900
2023-02-23Sold$55,000

For Sale by Agent

AgentDebbie Gill
BrokerageLong & Foster Real Estate, Inc.

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