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414 12th Ave, San Francisco, CA, 94118

4beds
4baths
2,906sqft
$2,495,000
$859price/sqft
$16,166/moest. monthly cost
$646,640/yrincome needed

About This Home

Reimagined Edwardian in the coveted Inner Richmond offering a rare opportunity to restore an exceptional home. This 4-bedroom, 3.5-bath residence underwent a comprehensive renovation in 2018 with a new roof, windows, doors, and updated systems. The main level features a dramatic double-height living room with soaring vaulted ceilings. At the rear of the home, the open kitchen, dining, and family room create an ideal gathering space with seamless access to the backyard. The beautifully appointed kitchen showcases a waterfall island, quartz countertops, glass tile backsplash, and deluxe appliances. A glass door leads to the landscaped backyard with low-maintenance turf surrounded by lovely landscaping. Upstairs is a private primary or guest suite with an ensuite bath and an expansive deck overlooking the garden. The lower level offers two spacious bedrooms (one legally an office) served by a hall bath, along with a second primary suite featuring a luxurious ensuite bath, walk-in closets, and French doors opening directly to the rear patio. A laundry room and a one-car garage plus parking pad, complete the home. The property has experienced water damage and requires localized remediation. Bids from licensed contractors have already been obtained, and interested buyers are encouraged to inquire for more information. Ideally located just 1.5 blocks from the shops and restaurants of Clement Street, the home is also only 4 blocks from both Golden Gate Park and Mountain Lake Park.

Getting Around

98
WalkingWalker's Paradise
73
TransitExcellent Transit
82
BikeVery Bikeable

Schools

8/10
Roosevelt Middle SchoolGrades 6-80.7 mi
8/10

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Ground Floor

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Features: Great Room
  • Area: 0

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 2,906
  • Total interior livable area: 2,906 sqft

Kitchen

  • Area: 0

Living Room

  • Features: Cathedral/Vaulted
  • Area: 0

Master Bathroom

  • Features: Double Vanity, Shower Stall(s), Soaking Tub

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 1533037
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 3,001 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Independent,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$409$4,908
Property Taxes $2,518$30,216
Electricity $623$7,477
Total$16,166$193,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$554,262/yr
40% on housing$484,980/yr
45% on housing$431,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$859This listing

vs Other Active Listings

Avg $/sqft

ZIP 94118$766
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94118$1,334
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$2,495,000
2019-06-20Sold$2,850,000
2019-04-16Pending sale$2,595,000
2019-01-24Listed for sale$2,595,000
2018-12-19Listing removed$2,595,000
2018-12-07Listed for sale$2,595,000
2018-01-09Sold$1,570,000
2015-03-13Sold$1,100,000
2015-03-01Pending sale$895,000
2015-02-06Listed for sale$895,000

For Sale by Agent

AgentNatalie Kitchen
BrokerageCompass

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