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1226 Cottonwood Blvd Unit 8, Billings, MT, 59105

4beds
3baths
2,135sqft
$349,000
$163price/sqft
$2,160/moest. monthly cost
$86,400/yrincome needed

About This Home

Back on the market at no fault of home. Welcome to 1226 Cottonwood Blvd #8—beautifully remodeled and move-in ready! This spacious 2,135 sq ft home offers the ease of main-level living, complemented by a fully finished basement that provides plenty of room to spread out. Nearly every surface has been thoughtfully updated, including brand new flooring, fresh paint, stylish light fixtures, modern blinds, and all-new appliances. A stunning built-in fireplace feature adds warmth and a designer touch to the main living space. Downstairs, you’ll find a massive storage area or bonus space—perfect for hobbies, a home gym, or additional living flexibility. This home blends comfort, function, and fresh updates in one inviting package

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
6/10
4/10
Skyview High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,075

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,135 sqft

Property

Details

  • Parcel number: A30295H
  • Zoning description: Mid-Century Neighborhood Residential

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler/Irrigation,Patio
  • Fencing: Fenced

Lot

  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance $218$2,616
Property Taxes $27$324
Electricity $151$1,812
Total$2,160$25,920

Income You'd Need if You Spent...

35% on housing$74,057/yr
40% on housing$64,800/yr
45% on housing$57,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$344,999
2026-04-30Listed for sale$349,000
2026-04-17Contingent$349,000
2026-04-09Listed for sale$349,000

For Sale by Agent

AgentChristina Lippert
BrokerageEngel & Voelkers

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