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2044 Shady Ln, Big Bear City, CA, 92314

2beds
1baths
742sqft
$280,000
$377price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Hidden Gem on Mitchell side of Erwin Lake. Ready for a new family to enjoy the breathtaking beautiful mountain living. This home features 1 bedroom and 3/4 bath down while a bonus loft/attic area with a 3/4 bath; finished area but not permitted. Open living area to kitchen, living room, dining. Tile kitchen counters and wood floors and a island to enjoy conversations while preparing meals. Comes furnished to ease those moving headaches. Laundry located in the Huge basement with 3 separate crawls spaces. Large shed and for that perfect work shop. Fenced back yard with room for a boat or RV. Come check it out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-85.4 mi
6/10
Big Bear High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Features: Multi-Level Bedroom

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Furnished,Open Floorplan,Attic,Bedroom on Main Level,Main Level Primary
  • Flooring: Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 742 sqft

Kitchen

  • Features: Kitchen Island,Tile Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 0315105210000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One,Two
  • Stories: 1
  • Entry location: steps
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,752 sqft
  • Features: Back Yard,Level

Parking

  • Parking features: Boat,Driveway Level,Gravel,RV Access/Parking,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$123$1,476
Property Taxes $450$5,400
Electricity $398$4,786
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$224
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$280,000
2026-06-23Listed for sale$299,500
2024-05-30Listing removed--
2024-03-28Listed for sale$349,900
2015-04-05Listing removed$139,900
2014-10-05Listed for sale$139,900
2009-08-21Sold$115,000
2008-05-30Sold$125,000
2004-06-22Sold$15,000
2002-08-23Sold$14,000

For Sale by Agent

AgentTHERESE MC CALLON
BrokerageCOLDWELL BANKER SKY RIDGE REALTY

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