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8308 Belgium Dr, Raleigh, NC, 27606

3beds
3baths
3,546sqft
$799,000
$225price/sqft
$5,030/moest. monthly cost
$201,200/yrincome needed

About This Home

If you are looking for a cookie-cutter house in a boring neighborhood, this is not it! Tucked away on 1.79 acres with peaceful waterfront views of Lake Montigue, this one-of-a-kind custom home feels more like a retreat than any other property offered at this price. It's the kind of place where mornings start with coffee on the back deck overlooking the water, and evenings wind down in your own cozy movie room just off the kitchen. Inside, the layout is unique, flexible and provides a lot of space to entertain and relax. The main level features the primary suite plus a secondary bedroom, ideal for guests or multi-generational living, along with two fully remodeled bathrooms. Upstairs, you'll find additional space to spread out, including an open loft beaming with natural light, a game room with a soaring ceiling, a large third bedroom, and a beautifully finished third full bathroom. The interior walls are built of cast concrete and make the home energy efficient, solid and sound resistant, an advanced construction technique when the home was designed, plus all of the improvements from the whole home 2024 major renovation and remodel. The kitchen was redesigned to actually be used and enjoyed, not just admired: quartz countertops, a large island that naturally becomes the gathering spot, two pantries and stainless-steel appliances all framed by large windows and beautiful views. LED lighting and ceiling fans throughout the home keep things bright, efficient, and comfortable. One of the standout everyday luxuries is the oversized laundry room, complete with folding counter, sink, and even a built-in dog wash station (because muddy paws happen). The main level flex room is perfect for a home office, craft room or pet playroom. Outside, the park-like lot gives you room to breathe, with natural views in every direction and direct access to the water, it's private without feeling isolated. The voluntary HOA and the option of joining a community pool with a swim team let you be a part of a great neighborhood without being smothered by fees. Location-wise, you're just minutes from outdoor gems like the top-rated Cary Parks and Trails, Hemlock Bluffs Nature Preserve, Raleigh's Vibrant Downtown, while still close to the energy of NC State University. If you've been looking for a home with space, personality, and a connection to nature, without sacrificing access to everything Cary and Raleigh have to offer, this amazing property is worth a closer look.

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

6/10
Oak Grove ElementaryGrades PK-50.3 mi
10/10
Lufkin Road MiddleGrades 6-83.1 mi
8/10
Athens Drive HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Shingle, Composition
  • Construction materials: Board & Batten Siding,Brick,Brick Veneer,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary, Modern, Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Disposal,Double Oven,Electric Cooktop,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Oven,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Dining L,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Shower Only,Smart Light(s),Smart Thermostat,Smooth Ceilings,Sound System,Track Lighting,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Insulated Windows,Screens
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,546
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,546
  • Total interior livable area: 3,546 sqft

Property

Details

  • Parcel number: 076103436413000 0148318
  • Zoning: R-40W
  • Special condition: Standard

Features

  • Levels: One and One Half, Two
  • Stories: 2
  • Pool features: Swimming Pool Com/Fee,Community
  • Patio & porch: Deck,Front Porch,Rear Porch,Wrap Around
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Bridge(s),Lake,Neighborhood,Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 1.79 Acres
  • Features: Back Yard,Cleared,Front Yard,Hardwood Trees,Landscaped,Native Plants,Partially Cleared,Paved,Private,Secluded,Views,Wooded
  • Lot size dimensions: See GIS

Parking

  • Total spaces: 10
  • Parking features: Additional Parking,Asphalt,Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$234$2,808
Property Taxes $426$5,112
Electricity $330$3,963
Total$5,030$60,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,457/yr
40% on housing$150,900/yr
45% on housing$134,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 27606$185
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27606$260
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$950,000
2021-08-30Sold$668,528
2017-07-14Listing removed$417,393
2017-07-06Listed for sale--
2005-01-28Sold$347,500

For Sale by Agent

AgentCharles Christiansen
BrokerageColdwell Banker HPW

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