314 W Downs Ave, Temple, TX, 76501
About This Home
Step into timeless elegance with this stunning historic home in the heart of Temple, TX. Situated on a spacious corner lot, this beautifully maintained 6-bed, 4-bath home perfectly blends classic Texas charm with thoughtful modern updates. The moment you arrive, you’ll appreciate the character and craftsmanship that make historic homes so special, including original hardwood floors in many areas, charming shiplap details, & a beautifully crafted staircase, all complemented by stylish renovations throughout. The updated kitchen is a true centerpiece, featuring a large island with breakfast bar, modern finishes, and space for gathering and entertaining. Designed for both comfort and flexibility, the home offers two living areas plus a versatile flex space ideal for a home office, den, playroom, or hobby room. The functional layout continues with an inside laundry room, main floor primary suite with his and her closets & an en-suite bathroom with large walk in shower. The 5 additional spacious bedrooms, 2 bathrooms and an extra flex/living space upstairs provide room for everyone. Major system updates offer peace of mind, including a roof replaced 11/24, new siding installed in 07/25, tankless water heater, 2-A/C units that efficiently keep both floors cool, complete foundation work with a lifetime warranty & double-pane windows. Step outside to enjoy the private backyard retreat complete with a cemented fire pit area, pergola built for a swing or hammock, outdoor movie projector screen space & plenty of room for lounging and running around. Perfect for relaxing evenings, entertaining guests, or enjoying Texas sunsets under the stars. The expansive front porch is perfect for relaxing with your morning coffee or tea. This one-of-a-kind property captures the beauty of historic Texas living while providing the modern conveniences today’s buyers desire. A rare opportunity to own a piece of Temple history with space, character, and updates already in place.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Refrigerator,Range Hood,Tankless Water Heater,Some Gas Appliances,Built-In Oven,Cooktop
- Laundry features: Inside,Main Level,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s),Carbon Monoxide Detector,Crown Molding,Dining Area,Separate/Formal Dining Room,Entrance Foyer,High Ceilings,His and Hers Closets,Home Office,Primary Downstairs,Multiple Living Areas,Main Level Primary,Multiple Closets,Pull Down Attic Stairs,Natural Woodwork,Walk-In Closet(s),Breakfast Bar,Granite Counters,Kitchen Island,Kitchen/Dining Combo,Pantry
- Flooring: Wood
- Fireplace features: None,Outside
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,2 Units
Interior Area
- Total interior livable area: 3,429 sqft
Living Room
- Level: Lower
- Dimensions: 0 X 0
Master Bedroom
- Level: Lower
- Dimensions: 0 X 0
Property
Details
- Parcel number: 25459
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: Porch,Private Yard
- Spa features: None
- Fencing: Back Yard,Front Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.38 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $84 | $1,008 |
| Electricity | $376 | $4,518 |
| Total | $2,831 | $33,972 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $460,000 |
| 2026-03-06 | Listed for sale | $480,000 |
| 2023-11-19 | Listing removed | -- |
| 2023-08-23 | Price change | $420,000 |
| 2023-08-07 | Price change | $435,000 |
| 2023-06-30 | Price change | $437,500 |
| 2023-05-19 | Price change | $442,500 |
| 2023-05-04 | Listed for sale | $450,000 |
| 2022-03-15 | Sold | -- |
| 2022-02-01 | Pending sale | $379,900 |
| 2022-01-20 | Price change | $379,900 |
| 2021-12-14 | Pending sale | $399,900 |
| 2021-12-02 | Price change | $399,900 |
| 2021-11-05 | Listed for sale | $415,000 |
| 2021-11-02 | Listing removed | -- |
| 2021-10-18 | Price change | $419,900 |
| 2021-10-12 | Listed for sale | $435,000 |
| 2021-04-09 | Sold | -- |
| 2021-01-05 | Listed for sale | $185,000 |
| 2020-11-09 | Listing removed | $175,000 |
| 2020-10-12 | Pending sale | $175,000 |
| 2020-09-14 | Price change | $175,000 |
| 2020-09-03 | Price change | $179,900 |
| 2020-08-22 | Listed for sale | $185,000 |
| 2018-04-04 | Listing removed | $129,500 |
| 2018-03-09 | Listed for sale | $129,500 |
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