745 N LONE OAK Way, Flagstaff, AZ, 86004
About This Home
45 Lone Oak is the bright, beautifully updated mountain retreat backing forested green space that buyers wait for. With 5 bedrooms, 3.5 baths, central air, and an upstairs loft that works perfectly as a second living area, this home offers the ideal Flagstaff getaway for both everyday living and hosting family and friends. The open floor plan is filled with natural light, and the main-level primary suite is a standout, complete with a newly remodeled bath and steam shower. In the great room, soaring 18-foot ceilings and a dramatic wall of windows bring in the deep blue sky and peaceful views of the pines. The spacious kitchen has been fully remodeled and is designed for gathering with a large breakfast bar. A separate dining room off of the great room makes this floorplan perfect. A stone fireplace and log accents add just the right amount of mountain character. Step outside and you may never want to leave the back deck. It is the perfect place to relax, entertain, and enjoy the privacy of the green space, cool pines, and views of Mount Elden. Short-term rentals are permitted. Recent improvements include a full kitchen remodel, primary bath remodel with steam shower, upstairs bath remodel, new roof, and garage remodel. The inspection has been completed, repairs have been made or scheduled, and the home is in excellent condition. Move right in and enjoy one of Amberwood's rarest and most beautiful settings.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Wood Frame,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Range
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Pantry,Double Vanity,Breakfast Bar,Kitchen Island,Full Bth Master Bdrm
- Window features: Low Emissivity Windows,Double Pane Windows,Vinyl Frame
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Zoned,Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,855
- Total interior livable area: 2,855 sqft
Property
Details
- Parcel number: 11418075
Features
- Stories: 1
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Panoramic,Mountain(s)
Lot
- Lot size: 10,259 sqft
- Features: Borders Preserve/Public Land,Desert Back,Desert Front,Gravel/Stone Front,Gravel/Stone Back
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Wildfire
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Coconino County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,371 | $76,452 |
| Home Insurance | $252 | $3,024 |
| Property Taxes | $409 | $4,908 |
| Electricity | $302 | $3,628 |
| Total | $7,334 | $88,008 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $1,299,999 |
| 2026-05-08 | Pending sale | $1,299,999 |
| 2026-05-07 | Contingent | $1,299,999 |
| 2026-04-03 | Listed for sale | $1,299,999 |
| 2010-02-12 | Sold | $428,000 |
| 2009-09-01 | Price change | $610,000 |
| 2009-08-12 | Price change | $640,000 |
| 2009-08-07 | Price change | $650,000 |
| 2009-08-02 | Listed for sale | $660,000 |
| 2007-08-29 | Sold | $690,000 |
| 2001-03-16 | Sold | $105,000 |
| 1999-08-04 | Sold | $83,500 |
For Sale by Agent
View on Zillow