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3639 Pine Terrace Drive, Kelseyville, CA, 95451

4beds
2baths
1,876sqft
$379,000
$202price/sqft
$2,966/moest. monthly cost
$118,640/yrincome needed

About This Home

Turn-key home in Riviera West with a beautiful back yard! Built in 2005, this 1876sqft, 4bed/2bath home is move in ready complete with real hardwood oak flooring, nice kitchen with black stainless appliances, & bonus room down by the two car garage perfect for home gym or playroom. Main level 3bed/2bath, laundry room, kitchen/living area and bonus room/garage on lower level. Terraced & all fenced backyard with back deck, huge concrete patio, mature landscaping, bright flowers, keystone retaining wall, and string lighting. Great spot for the evening BBQs and having the friends & family over! Home is on septic, pubic water, & propane. Extra parking spot below garage. Riviera West offers one of the best HOA's around with a fabulous community pool, clubhouse, boat launch, dock for your boat and beach area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 045122090000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Community
  • Has view: Yes
  • View description: Hills,Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 7,405 sqft
  • Features: Close to Clubhouse,Landscaped,Landscape Misc

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$307$3,684
Property Taxes $341$4,092
Electricity $402$4,827
Total$2,966$35,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,691/yr
40% on housing$88,980/yr
45% on housing$79,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 95451$218
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95451$196
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$379,000
2016-07-15Sold$246,000
2016-05-03Pending sale$246,000
2016-03-12Listed for sale$246,000
2008-07-21Listing removed$289,355
2008-06-01Listed for sale$289,355
2008-01-16Sold$290,000
2003-07-31Sold$14,000

For Sale by Agent

AgentCassie J Pivniska
BrokeragePivniska Real Estate Group

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