21 La Jolla St, Watsonville, CA, 95076
About This Home
This bright, beautiful, very spacious home on a large corner lot, will be your favorite place to start and end each day. Feels like your own private paradise! The home is warm and inviting and shows like a model home. Great open, very clean kitchen with stainless steel appliances and gas stove. Island with seating, dining and living area. Separate family room with extra storage is an entertainer's dream! Oversized main bedroom has high end custom shutters, a large sunken tub, his and hers sinks and a large walk in closet. Four spacious bedrooms and laundry room are conveniently upstairs. Brand new flooring. Wonderful neighborhood with lots of great walking trails, nearby schools, parks and shopping. Outstanding commuter location and quick drive to the beach! Backyard island feel with palm trees, beautiful plants and flowers with low to no maintenance! You will love the indoor outdoor easy lifestyle. Perfect space for a hot tub or patio set and bbq too! This home was quality built with contemporary Mediterranean architecture, tile roof -built to last, and well insulated. A great garage featuring a workshop space and loads of cabinets for storage. Move right in and enjoy!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Tile
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Freezer,Disposal,Microwave,Gas Oven/Range,Refrigerator
- Laundry features: Upper Floor,In Utility Room
Bathroom
- Features: DoubleSinks, ShowerandTub, TubinPrimaryBedroom, OversizedTub
Bedroom
- Features: PrimarySuiteRetreat, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: BreakfastBar, DiningArea, DiningAreainLivingRoom
Family Room
- Features: KitchenFamilyRoomCombo, SeparateFamilyRoom
Features
- High Ceilings,Walk-In Closet(s)
- Flooring: Carpet,Concrete,Vinyl Linoleum
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: Other
Interior Area
- Total structure area: 2,173
- Total interior livable area: 2,173 sqft
Property
Details
- Parcel number: 01863426000
- Zoning: R1
- Special condition: Standard
Features
- Stories: 2
- Exterior features: Back Yard,Barbecue,Drought Tolerant Plants
Lot
- Lot size: 3,659 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $978 | $11,736 |
| Electricity | $465 | $5,591 |
| Total | $6,172 | $74,064 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $899,000 |
| 2026-07-14 | Price change | $929,000 |
| 2026-06-29 | Listed for sale | $948,000 |
| 2008-07-11 | Sold | $353,601 |
View on Zillow