




15 Windward Pl, Scotts Valley, CA, 95066
About This Home
Tucked away at the end of a quiet cul-de-sac, this inviting Scotts Valley residence offers a bright and comfortable living environment in a convenient central location. The two-bedroom interior is highlighted by soaring ceilings, hardwood floors, and dual-pane windows that fill the home with natural light. The updated kitchen features quartz countertops and opens naturally to the surrounding living spaces, creating an easy flow for everyday living and entertaining. Outside, a lush and private backyard provides a peaceful setting for relaxing, gardening, or dining outdoors. Located just a short stroll from nearby parks, shopping, and local restaurants, the home also offers easy freeway access for commuting to Silicon Valley. With the beaches of Santa Cruz and nearby state parks only minutes away, this property combines quiet neighborhood living with excellent access to both the coast and the greater Bay Area.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer/Dryer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: EatinKitchen, NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Starter
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,240
- Total interior livable area: 1,240 sqft
Property
Details
- Parcel number: 02281103000
- Zoning: SFR
- Special condition: Standard
Lot
- Lot size: 2,439 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $976 | $11,712 |
| Electricity | $398 | $4,786 |
| Total | $6,101 | $73,212 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $900,000 |
| 2013-08-23 | Sold | $583,000 |
| 2013-07-27 | Price change | $599,000 |
| 2013-06-26 | Listed for sale | $609,000 |
| 2005-02-01 | Sold | $610,000 |
