4858 186th St W, Farmington, MN, 55024
About This Home
Welcome to this stunning 5 bedroom, 4 bathroom home in Farmington, known for top-rated schools, parks, trails, and an easy Twin Cities commute. Walkable to Lake Julia Park and direct access to the North Creek Greenway system, just minutes from shopping and dining, the location is hard to beat. Inside, custom woodwork and premium hardwood floors set the tone throughout. The main level features a front office with built-in cabinetry, a sun-filled living room with floor-to-ceiling windows, and a dining room with deck access. The kitchen offers stainless steel appliances (2023), ample cabinetry, and a large center island. The mudroom/laundry area includes a Samsung washer and dryer, utility sink, built-in storage, and access to the fully insulated 3-car garage with a finished flex space and loft storage. Upstairs, the primary suite features 10' vaulted ceilings, a walk-in closet, and a full ensuite with soaking tub, walk-in shower, and pond views. Three additional bedrooms and a full bath complete the upper level. The finished lower level is an entertainer's dream with a walkout family room, wet bar, beverage fridge, and a fifth bedroom with a Murphy bed. A ¾ bath with walk-in tile shower, storage room, and roughed-in sauna space and radiant in-floor heating round it out. Outside, the custom deck features integrated planters, high-top seating, a future outdoor kitchen area, and sweeping pond views, all surrounded by professional landscaping and a full irrigation system.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Chandelier,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned,Wine Cooler
- Laundry features: Laundry Closet,Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Finished,Storage Space,Sump Pump,Tile Shower,Walk-Out Access
Bedroom
- Level: Upper
- Area: 256
- Dimensions: 16 X 16
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 13 X 11
Bedroom3
- Level: Upper
- Area: 117
- Dimensions: 13 X 9
Bedroom4
- Level: Upper
- Area: 154
- Dimensions: 14 X 11
Bedroom5
- Level: Lower
- Area: 120
- Dimensions: 12 X 10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 150
- Dimensions: 15 X 10
Family Room
- Level: Lower
- Area: 315
- Dimensions: 21 X 15
Features
- Finished area below ground: 831
- Finished area above ground: 2,342
Foyer
- Level: Main
- Area: 273
- Dimensions: 21 X 13
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,386
- Total interior livable area: 3,173 sqft
Kitchen
- Level: Main
- Area: 208
- Dimensions: 16 X 13
Laundry
- Level: Main
- Area: 72
- Dimensions: 9 X 8
Living Room
- Level: Main
- Area: 272
- Dimensions: 17 X 16
Office
- Level: Main
- Area: 108
- Dimensions: 12 X 9
Other
- Level: Lower
- Area: 35
- Dimensions: 7 X 5
Storage
- Level: Lower
- Area: 169
- Dimensions: 13 X 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 144780303050
- Zoning description: Residential-Single Family
- Foundation area: 1124
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Front Porch
- Fencing: None
Lot
- Lot size: 9,975 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dakota County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $514 | $6,168 |
| Electricity | $267 | $3,211 |
| Total | $3,774 | $45,288 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $535,000 |
| 2026-06-19 | Listed for sale | $560,000 |
| 2006-03-23 | Sold | $408,726 |
| 2005-10-18 | Sold | $134,800 |
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