11022 Garden Oaks Ln, Charlotte, NC, 28273
About This Home
This is your opportunity to own a spacious 4-bedroom, 3.5-bath townhome in one of Charlotte's hottest and most convenient locations! Move-in ready, this home has been freshly updated with new interior paint throughout, brand-new flooring in all bathrooms, and a brand-new deck, all completed within the last few days. Water heater replaced in 2025, Roof in 2024 and HVAC in 2023. All of this is just minutes from I-485 and I-77, with Uptown Charlotte only about 14 miles away. The main level welcomes you with an open-concept living room and kitchen, creating the perfect space for everyday living and entertaining, with direct access to the new deck overlooking the backyard. Upstairs, you'll find the spacious primary suite and an additional bedroom, each featuring its own private full bathroom for added comfort and privacy. The fully finished lower level offers incredible flexibility with two additional bedrooms, a full bathroom, and a versatile living area that can easily serve as a home office, gym, media room, or guest suite. With direct access to the backyard, this space is ideal for multigenerational living, guests, or working from home. Offering generous living space across three levels, thoughtful updates, and an unbeatable location, this home is ready for its next owner to move in and enjoy.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: In Basement
Basement
- Basement: Finished,Walk-Out Access
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Lower
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Lower
Bedroom S
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Den
- Level: Main
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,102
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,102
- Total interior livable area: 2,102 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 20135602
- Zoning: R-12MF(CD)
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Main
Lot
- Lot size: 0.03 Acres
Parking
- Parking features: Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $193 | $2,316 |
| Electricity | $200 | $2,405 |
| Total | $2,070 | $24,840 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $309,900 |
| 2026-07-01 | Price change | $319,500 |
| 2026-05-19 | Price change | $319,900 |
| 2026-05-13 | Listed for sale | $324,900 |
| 2005-08-08 | Sold | $130,000 |
| 2001-01-02 | Sold | $135,500 |
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