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1728 Copperplate Rd, Charlotte, NC, 28262

5beds
3baths
2,806sqft
$525,000
$187price/sqft
$3,471/moest. monthly cost
$138,840/yrincome needed

About This Home

Welcome to this spacious and beautifully maintained 5-bedroom, 3-bathroom residence built in 2004, offering over 2,800 square feet of flexible living space in Charlotte's highly sought-after 28262 area. This home is perfectly designed for modern family living, featuring a true main-level guest suite with a full bath, and private office. The open floor plan on the main level includes a generous living room with a cozy fireplace, a formal dining area, and a large kitchen with ample counter space and a breakfast nook.

Getting Around

14
WalkingCar-Dependent
19
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

8/10
Mallard CreekGrades K-51.6 mi
2/10
Ridge Road Middle SchoolGrades 6-82.4 mi
4/10
Mallard Creek HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Refrigerator with Ice Maker
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,806

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,806
  • Total interior livable area: 2,806 sqft

Primary Bedroom

  • Level: Upper
  • Dimensions: 15' 0" X 0' 0"

Property

Details

  • Parcel number: 02912647
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: None

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$243$2,916
Property Taxes $313$3,756
Electricity $261$3,136
Total$3,471$41,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,005/yr
40% on housing$104,130/yr
45% on housing$92,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$174
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Listed for sale$535,000
2004-09-10Sold$277,000

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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