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16936 Commons Creek Dr, Charlotte, NC, 28277

3beds
3baths
1,781sqft
$394,000
$221price/sqft
$2,565/moest. monthly cost
$102,600/yrincome needed

About This Home

Move-in ready end-unit townhome in sought-after Ballantyne offering an exceptional blend of comfort, quiet, and low-maintenance living. Freshly painted throughout, the main level provides an open floor plan highlighted by a stunning two-story dining area and living room with gas fireplace, enhanced by vaulted ceilings and abundant natural light. The updated kitchen includes newer appliances and features (2019-2025), as well as beautiful quartz countertops (2023). The primary bedroom is located on the main level with an en-suite featuring dual vanities. Upstairs features two spacious bedrooms, a full bath with separate access, and a walk-in laundry room. The home also has a single-car garage, as well as additional side parking for convenience. Set back in the neighborhood, the property offers a sense of privacy and quiet, along with community amenities like the outdoor pool. HOA dues include lawn maintenance, water and sewer services, and there is no rental cap, so the property presents a unique opportunity if you choose to explore investment opportunities. The potential is undeniable. All of this is complemented by a prime Ballantyne location, placing you just minutes from shopping, dining, parks, greenways, and everyday conveniences, with easy access to major roadways and the South Carolina border. Don’t miss this opportunity to own a charming home in one of the area’s most desirable communities.

Getting Around

43
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

10/10
10/10
Community House MiddleGrades 6-81.1 mi
9/10
Ardrey Kell HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Walk-In Pantry
  • Door features: Sliding Doors,Storm Door(s)
  • Flooring: Laminate,Hardwood,Tile
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,781

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 22902978
  • Zoning: MX2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance

Lot

  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Parking Lot,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$113$1,356
Property Taxes $260$3,120
Electricity $200$2,405
Total$2,565$30,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,942/yr
40% on housing$76,950/yr
45% on housing$68,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$250
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$394,000
2017-06-12Sold$216,000
2006-08-18Sold$163,000
2000-09-29Sold$136,000

For Sale by Agent

AgentKC Regis
BrokerageDickens Mitchener & Associates Inc

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