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12327 Jessica Pl, Charlotte, NC, 28269

3beds
3baths
1,534sqft
$245,000
$160price/sqft
$1,696/moest. monthly cost
$67,840/yrincome needed

About This Home

Welcome to 12327 Jessica Pl — a 3-bed, 2.5-bath townhome tucked into a beautifully landscaped community where low-maintenance living actually looks good. Fresh paint, updated hardwoods and carpet, and gorgeous light fixtures throughout mean the heavy lifting is already done — just move in and make it yours. The private back patio is the perfect escape, surrounded by lush greenery that feels like your own quiet corner of the neighborhood. Great bones, thoughtful updates, and just enough room to put your own stamp on it. Top it off with a community pool, clubhouse, and sidewalks made for summer strolls — and you've got a lifestyle, not just a home. Come take a look.

Getting Around

44
WalkingCar-Dependent
20
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

4/10
Legette Blythe ElementaryGrades PK-52.6 mi
2/10
John M Alexander MiddleGrades 6-82.7 mi
6/10
North Mecklenburg HighGrades 9-122.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: In Hall,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,534

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,534
  • Total interior livable area: 1,534 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 02707485
  • Zoning: R-8MF(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$105$1,260
Property Taxes $153$1,836
Electricity $200$2,405
Total$1,696$20,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,148/yr
40% on housing$50,880/yr
45% on housing$45,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$245,000
2026-06-18Listed for sale$255,000
2026-05-01Listing removed$279,000
2026-04-17Price change$279,000
2026-03-23Price change$280,000
2026-03-04Price change$285,000
2026-02-18Listed for sale$287,000
2025-12-19Listing removed$289,900
2025-11-01Listed for sale$289,900
2006-07-18Sold$117,000
2002-12-31Sold$121,000

For Sale by Agent

AgentHarper Fox
BrokerageCorcoran HM Properties

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