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12368 Hennigan Place Ln, Charlotte, NC, 28214

2beds
3baths
1,308sqft
$218,000
$167price/sqft
$1,520/moest. monthly cost
$60,800/yrincome needed

About This Home

Low maintenance living near Mountain Island Lake. Spacious living area, efficient kitchen with work island, plus two ensuite bedrooms which is a great set up for a roommate. Buy this affordable townhome for yourself and have a roommate help pay your mortgage, or buy for an investment. Laundry room with washer and dryer, and the kitchen fridge remain, saving you money and time on moving day. The covered front porch will keep your packages and guests dry. The rear patio backs up to a wooded common area for backyard privacy. Enjoy the community pool and convenient location near shopping and restaurants at Hwy 16/Mt Holly-Huntersville Road. You will have a variety of options for travel to downtown Charlotte, the airport, Gaston County, Denver, and Lake Norman area. Only 2 miles to the Riverbend Boat Ramp, where you can launch a canoe/kayak and paddle 6 miles of the Catawba River Blueway - Mountain Island Lake section. Move-in ready and available for a quick closing, if needed.

Getting Around

21
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

3/10
5/10
Hopewell HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Plumbed For Ice Maker,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Pantry
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,308

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 03122441
  • Zoning: MX-2
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance,Storage

Lot

  • Lot size: 0.03 Acres

Parking

  • Parking features: Parking Lot,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,102$13,224
Home Insurance *$80$960
Property Taxes $138$1,656
Electricity $200$2,405
Total$1,520$18,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,114/yr
40% on housing$45,600/yr
45% on housing$40,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$160
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$218,000
2026-06-09Listed for sale$230,000
2018-12-24Listing removed$1,100
2018-11-21Listed for rent$1,100
2009-03-25Sold$64,000
2009-01-12Price change$75,000
2008-11-27Price change$89,300
2008-11-06Listed for sale$95,000
2008-08-11Sold$95,537
2006-06-13Sold$110,000

For Sale by Agent

AgentMike Carlin
BrokerageHoward Hanna Allen Tate Lake Norman

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