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2960 Zion Renaissance Ln, Charlotte, NC, 28269

3beds
2baths
1,439sqft
$220,000
$153price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

Charming one-level condo offering the ease of patio home living in a convenient North Charlotte location. This move in ready 3 bedroom, 2 bathroom home features a functional open layout designed for comfortable everyday living and easy entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a welcoming atmosphere throughout the home. Enjoy low maintenance living along with a private fenced patio perfect for relaxing, outdoor dining, or pets. Ideal for buyers seeking easy one-floor living without exterior upkeep. Conveniently located near I-485, I-85, and major commuter routes with quick access to Uptown Charlotte, Concord Mills, UNCC, and Charlotte Douglas International Airport. A fantastic opportunity to enjoy low maintenance condo living with the feel of a patio home.

Getting Around

27
WalkingCar-Dependent
27
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
5/10
James Martin MiddleGrades 6-82.2 mi
6/10
North Mecklenburg HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Soaking Tub,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,439

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,439
  • Total interior livable area: 1,439 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 04325209
  • Zoning: INSTITUTIONAL INST(CD)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Front Porch,Patio
  • Fencing: Privacy

Lot

  • Features: End Unit

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$94$1,128
Property Taxes $148$1,776
Electricity $200$2,405
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$163
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$220,000
2026-05-07Listed for sale$230,000
2003-11-24Sold$124,000

For Sale by Agent

AgentMatt Stone
BrokerageStone Realty Group

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