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3338 Crutchfield Pl, Charlotte, NC, 28213

4beds
3baths
2,634sqft
$449,900
$171price/sqft
$3,000/moest. monthly cost
$120,000/yrincome needed

About This Home

Well-maintained two-story home in Charlotte built in 2004 featuring 4 bedrooms, 2.5 bathrooms, and an attached two-car garage. This spacious home offers a functional and inviting layout with hardwood flooring throughout much of the main level, abundant natural light, and comfortable living spaces ideal for both everyday living and entertaining. The main floor features formal living and dining areas with crown molding and decorative wainscoting, creating an elegant first impression. The kitchen offers ample cabinetry, solid surface countertops, center island, and a bright breakfast area, opening to the main living spaces. The family room includes hardwood flooring, large windows, and a fireplace, creating a comfortable gathering space. Upstairs you’ll find four spacious bedrooms including a large primary suite featuring tray ceilings and a fireplace. The primary bathroom includes dual vanities, a soaking tub, separate shower, and a walk-in closet. Additional highlights include: Dedicated laundry room,?Multiple storage closets throughout the home, Two-car garage with built-in shelving and storage area, Covered front porch, Rear patio for outdoor seating or entertaining, Neutral interior finishes throughout. Conveniently located with easy access to Charlotte shopping, dining, schools, and commuter routes, this home offers generous space and a functional layout in a desirable residential setting.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

5/10
4/10
James Martin MiddleGrades 6-84.1 mi
3/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Features: Open Floorplan
  • Level: Main

Features

  • Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,634

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,634
  • Total interior livable area: 2,634 sqft

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 05118731
  • Zoning: R1
  • Special condition: Bankruptcy Property,Third Party Approval

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$192$2,304
Property Taxes $289$3,468
Electricity $245$2,943
Total$3,000$36,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,857/yr
40% on housing$90,000/yr
45% on housing$80,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$165
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$449,900
2025-12-12Listing removed$2,400
2025-12-08Listed for rent$2,400
2021-03-24Listing removed--
2020-10-06Listing removed$1,800
2020-09-12Listed for rent$1,800
2019-11-18Listing removed$1,498
2019-09-24Price change$1,498
2019-09-10Price change$1,698
2019-09-04Listed for rent$1,800
2019-08-20Listing removed$259,900
2019-08-18Price change$259,900
2019-08-10Listed for sale$265,000
2019-08-10Pending sale$265,000
2019-08-02Listed for sale$265,000
2019-07-25Listing removed$1,795
2019-07-08Listed for rent$1,795
2005-06-01Sold$165,000

For Sale by Agent

AgentWill Lilly
BrokerageIron Horse Properties LLC

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