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14315 Tranters Creek Ln, Charlotte, NC, 28273

2beds
2baths
1,046sqft
$225,000
$215price/sqft
$1,560/moest. monthly cost
$62,400/yrincome needed

About This Home

No Rental Restrictions! LOW monthly dues include includes pool/water/sewage/trash. (Roof replaced in 2021). Welcome to low-maintenance living at its finest! This well-maintained 2-bedroom, 1.5-bath townhome located in Steele Creek, just minutes from Charlotte and convenient to I-77, Carowinds, McDowell Nature Preserve, Lake Wylie, Charlotte Douglas International Airport, Charlotte Premium Outlets, dining, entertainment, and all other everyday conveniences. Residents enjoy access to the community swimming pool, assigned parking with guest spaces, and beautifully maintained grounds featuring mature landscaping and attractive curb appeal throughout the neighborhood. Inside, you'll appreciate the warm wood flooring, neutral paint palette, and abundant natural light that fills the main level. The spacious living room flows seamlessly into the dining area and kitchen, creating a comfortable and functional layout for everyday living and entertaining. Just off the dining area, a private back patio provides the perfect space to relax or host guests. The kitchen features tile flooring, wood cabinetry, granite countertops, stainless steel appliances, and a custom tile backsplash. Upstairs, you'll find two generously sized bedrooms, including the primary suite, along with ample closet space and a convenient Jack-and-Jill bathroom. Offering an exceptional combination of location, convenience, affordability, and move-in-ready condition, this charming townhome is ready to welcome its next owner. Schedule your tour today!

Getting Around

12
WalkingCar-Dependent
32
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

7/10
2/10
Southwest Middle SchoolGrades 6-80.8 mi
6/10
Palisades High SchoolGrades 9-112.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Flooring: Brick,Carpet,Laminate,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,046

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,046
  • Total interior livable area: 1,046 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 20122571
  • Zoning: R-12MF(CD)
  • Special condition: Standard
  • Exclusions: Mirror in half bath on main level

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Patio
  • Exterior features: Storage
  • Fencing: Partial,Privacy

Lot

  • Lot size: 0.03 Acres
  • Features: Level

Parking

  • Parking features: Assigned,Parking Lot,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$80$960
Property Taxes $143$1,716
Electricity $200$2,405
Total$1,560$18,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,485/yr
40% on housing$46,800/yr
45% on housing$41,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$174
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$222,000
2026-07-23Listed for sale$225,000
2022-10-31Sold$230,000
2022-09-26Contingent$240,000
2022-09-14Listed for sale$240,000
2009-05-29Sold$94,000
2006-04-28Sold$95,000

For Sale by Agent

AgentKoji Krzywosz
BrokerageMark Spain Real Estate

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