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3926 Cameron Creek Dr, Matthews, NC, 28105

3beds
3baths
2,667sqft
$500,000
$187price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

Situated in the desirable Matthews neighborhood Weddington Ridge, this 3 Bedroom home has been immaculately maintained, and is ready for you to move into! The open floor-plan has a spacious living room, a dining room, a large kitchen with tons of cabinets and granite counter tops, breakfast area, and cozy family room with gas fireplace. High end Pergo flooring with premium underlayment will impress you. Upstairs are the Primary Suite, two bedrooms, a spacious loft, and and the laundry room too. The primary suite has dual closets, a tray ceiling, and a bathroom boasting dual sinks with granite topped vanity, garden tub and shower. The backyard backs up to woods for natural beauty and privacy. This home is very close to the amenities for ease of access. Socrates Academy Charter School is AT the entrance to the neighborhood, so many neighborhood children walk to school. With Shopping, Dining, entertainment, the Brace YMCA, and the new Weddington Road Interchange of I-485 all less than one mile away, the convenience this home offers is outstanding. Come see this gem today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Matthews ElementaryGrades K-52.6 mi
10/10
Crestdale MiddleGrades 6-83.6 mi
6/10
David W Butler HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,667

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,667
  • Total interior livable area: 2,667 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 23107561
  • Zoning: N1-A
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Waterfront features: None

Lot

  • Lot size: 0.19 Acres
  • Features: Level
  • Lot size dimensions: 60 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$160$1,920
Property Taxes $281$3,372
Electricity $248$2,980
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$266
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$500,000
2025-12-29Listing removed$509,000
2025-11-21Price change$509,000
2025-11-04Price change$515,000
2025-10-21Price change$519,500
2025-09-29Price change$529,500
2025-08-29Listed for sale$549,000
2004-11-29Sold$184,000

For Sale by Agent

AgentRob Wachter
BrokerageHelen Adams Realty

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