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12719 Persimmon Tree Dr, Charlotte, NC, 28273

2beds
3baths
1,246sqft
$248,900
$200price/sqft
$1,712/moest. monthly cost
$68,480/yrincome needed

About This Home

Welcome to 12719 Persimmon Tree Drive in the Steel Creek area. This freshly updated 1,247 square foot townhome offers two bedrooms and 2.5 bathrooms with a split-bedroom design—each suite has its own ensuite bathroom, making it perfect for roommates or guests seeking privacy. The home features new LVP flooring downstairs, new carpet upstairs, fresh paint throughout. The kitchen has new quartz countertops, and new stainless-steel appliances, which opens to the living and dining areas. The primary bedroom includes vaulted ceilings and dual vanity, while all bathrooms feature new vanities with quartz tops and new tile. HVAC was replaced in 2022. A low maintenance vinyl privacy fence surrounds the rear patio for privacy and security. Located minutes from Publix, Sprouts, Lidl, and Greenway access (just half a mile away), you're also close to Charlotte Premium Outlets, RiverGate, Lake Wylie, and Carowinds. Quick access to I-485 and I-77 makes commuting easy. HOA dues include water, sewer, trash, and pool access—a move-in ready home with low-maintenance living.

Getting Around

43
WalkingCar-Dependent
32
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
River Gate ElementaryGrades K-51.3 mi
2/10
Southwest Middle SchoolGrades 6-80.7 mi
6/10
Palisades High SchoolGrades 9-112.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Soaking Tub
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,246

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,246
  • Total interior livable area: 1,246 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21906318
  • Zoning: R-17MF(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Enclosed,Patio

Lot

  • Lot size: 0.03 Acres

Parking

  • Parking features: Assigned,Parking Lot,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,258$15,096
Home Insurance *$88$1,056
Property Taxes $166$1,992
Electricity $200$2,405
Total$1,712$20,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,697/yr
40% on housing$51,360/yr
45% on housing$45,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$173
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$248,900
2026-07-09Price change$248,900
2026-06-05Price change$254,000
2026-05-14Listed for sale$258,000
2026-03-17Sold$175,000
2019-09-30Sold$167,500
2019-08-21Pending sale$170,000
2019-08-15Price change$170,000
2019-07-24Listed for sale$171,000
2016-10-04Sold$116,000
2010-04-29Sold$119,000
2007-09-28Sold$127,500

For Sale by Agent

AgentRob Bilbro
BrokerageEXP Realty LLC Ballantyne

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