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312 Park Square Pl, Matthews, NC, 28105

2beds
3baths
1,162sqft
$339,900
$293price/sqft
$2,257/moest. monthly cost
$90,280/yrincome needed

About This Home

MOTIVATED SELLERS! Discover the perfect blend of comfort, charm, and convenience in this beautifully maintained 2-bedroom, 2.5-bath townhome located in the heart of Downtown Matthews. The main level welcomes you with warm hardwood flooring, abundant natural light, and an inviting layout that flows comfortably between the living, dining, and kitchen areas. The kitchen features white shaker-style cabinetry, modern hardware, a farmhouse sink, stainless steel appliances, and a tile backsplash, offering a clean and functional space for everyday living. Step outside to a cozy private patio, an ideal setting for morning coffee, relaxing evenings, outdoor dining, or entertaining guests. Upstairs, each spacious bedroom includes its own private en-suite bathroom, providing comfort and privacy for homeowners, guests, or roommates. Meticulously cared for and truly move-in ready, this home offers low-maintenance living in a highly desirable location near the shops, restaurants, parks, and community events that make Downtown Matthews so special. Contact us to schedule a private showing. This home won't last!!!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
Matthews ElementaryGrades K-50.1 mi
9/10
Crestdale MiddleGrades 6-81.0 mi
6/10
David W Butler HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: In Hall,Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,162

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,162
  • Total interior livable area: 1,162 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22701364
  • Zoning: R-VS
  • Special condition: Standard
  • Exclusions: TVs

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Enclosed,Patio
  • Fencing: Fenced,Full,Privacy

Lot

  • Lot size: 0.02 Acres

Parking

  • Parking features: On Street,Parking Lot,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$109$1,308
Property Taxes $230$2,760
Electricity $200$2,405
Total$2,257$27,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,382/yr
40% on housing$67,710/yr
45% on housing$60,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$267
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$329,900
2026-08-03Price change$339,900
2026-07-24Listed for sale$344,900
2024-02-15Listing removed--
2024-02-09Price change$2,150
2023-11-13Price change$2,200
2023-09-27Price change$2,450
2023-09-15Price change$2,500
2023-09-14Listed for rent$2,800
2021-10-25Sold$279,900
2021-10-11Contingent$274,900
2021-10-11Pending sale$274,900
2021-10-05Listed for sale$274,900
2021-08-20Sold$272,647
2020-06-29Sold$215,000
2020-05-23Pending sale$209,000
2020-05-22Listed for sale$209,000
2007-08-09Sold$149,500
2004-08-31Sold$127,500

For Sale by Agent

AgentAshley Diaz De Los Santos
BrokerageDiaz Realty & Investments, LLC

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