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12312 Chesley Dr, Charlotte, NC, 28277

4beds
3baths
2,499sqft
$705,000
$282price/sqft
$4,446/moest. monthly cost
$177,840/yrincome needed

About This Home

Experience comfortable living at 12312 Chesley Dr, designed for daily practicality. The kitchen features a convenient island, all stainless steel appliances, and an accent backsplash. The primary bathroom includes double sinks and a separate tub and shower. Outdoor enjoyment extends to a patio and a fenced in backyard. This home delivers modern comfort and excellent outdoor amenities.. Included 100-Day Home Warranty with buyer activation (buyer agent to verify schools, showing at capacity or exceeded)

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

8/10
Elon Park ElementaryGrades K-51.5 mi
10/10
Community House MiddleGrades 6-82.3 mi
9/10
Ardrey Kell HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Linoleum,Tile
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,499

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,499
  • Total interior livable area: 2,499 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22303834
  • Zoning: R-5(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.20 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,564$42,768
Home Insurance *$202$2,424
Property Taxes $448$5,376
Electricity $232$2,793
Total$4,446$53,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,434/yr
40% on housing$133,380/yr
45% on housing$118,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$695,000
2026-07-16Price change$705,000
2026-06-12Listed for sale$715,000
2026-06-01Sold$666,000
2011-07-13Sold$214,900
2011-06-09Price change$226,900
2011-05-18Price change$233,900
2011-04-27Listed for sale$237,900
2011-03-03Sold$218,122
2006-03-27Sold$300,000

For Sale by Agent

AgentWhitney Hunt-Sailors
BrokerageOpendoor Brokerage LLC

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