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12103 Crescent Run Ct, Charlotte, NC, 28277

4beds
3baths
3,368sqft
$790,000
$235price/sqft
$4,988/moest. monthly cost
$199,520/yrincome needed

About This Home

Don't miss your opportunity to own in one of Ballantyne's Premiere Communities of Providence Pointe. This amazing cul-de-sac lot is one of the largest in the community, is fenced, & is completely private! The entire interior has been freshly painted and is move-in ready! The floorplan is fantastic with dramatic 2 story foyer that flows into the formal dining room & formal living room that has vaulted ceiling! The great room & kitchen are perfect for entertaining & the kitchen boasts granite countertops, breakfast bar & island. The great room has gas log fireplace & has access to the spectacular screened porch where you will spend most of your time! The main floor also features a guest bedroom with access to a full bath. The oversized primary suite is on the 2nd floor & has a large primary bath with dual vanity, walk-in shower, garden tub, & large walk-in closet. The 2 guest rooms are also spacious & have access to a large guest bath. There is also a large bonus room that is perfect for a home theatre, game room, or possibly a 5th bedroom. The home also features solar panels that are adjacent to the home & fully paid for. As a new owner you will enjoy all of the benefits of free energy & none of the costs! The more than 1/2 acre lot backs up to lots of wooded space & has a lovely garden ready for Spring Planting. Providence Pointe has an unparalleled community amenity with clubhouse, pool, slide, splashpad, playground, tennis courts, & sport court! All located conveniently to all that Ballantyne has to offer! Make this your next home today!

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$227$2,724
Property Taxes $454$5,448
Electricity $313$3,764
Total$4,988$59,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,017/yr
40% on housing$149,640/yr
45% on housing$133,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentSamuel Grogan
BrokerageColdwell Banker Realty

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