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14009 Mallard Lake Rd, Charlotte, NC, 28262

3beds
3baths
2,109sqft
$385,000
$183price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

Seller is offering a $2,000 concession PLUS a Home Warranty for the buyer! The $2,000 seller concession can be used toward closing costs or an interest rate buy down, subject to lender approval. Welcome to 14009 Mallard Lake Road, a lovely 3 bedroom, 2.5 bathroom home that is full of charm. As soon as you walk in, you will love the very high ceilings in the living room, which make the whole space feel bright and open. The main floor features beautiful wood floors and a very nice layout that flows perfectly from room to room. The kitchen features granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Upstairs, the primary bedroom is big and comes with a large, private bathroom, offering a great place to relax. The location of this home is very convenient and close to everything you need. You are just minutes away from Concord Mills, University City, and plenty of shopping and dining options. Getting around is easy with quick access to major roads. Plus, the community is very nice and offers great perks, including a swimming pool and other community amenities for residents to enjoy. Make sure to schedule your visit to see this beautiful property in person soon to see it in person. Home Warranty Included added peace of mind for the new homeowner!

Getting Around

9
WalkingCar-Dependent
17
TransitMinimal Transit
2
BikeSomewhat Bikeable

Schools

2/10
Stoney Creek ElementaryGrades K-50.4 mi
5/10
James Martin MiddleGrades 6-83.9 mi
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,109

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,109
  • Total interior livable area: 2,109 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 02910383
  • Zoning: MX2
  • Special condition: Standard
  • Exclusions: Chandeliers in the living room,dining area,and dining room are not included.

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.13 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$178$2,136
Property Taxes $218$2,616
Electricity $200$2,405
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$174
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$385,000
2026-07-18Price change$400,000
2026-06-20Price change$410,000
2026-05-15Listed for sale$420,000
2019-03-04Listing removed$215,000
2019-03-04Listed for sale$215,000
2019-03-01Sold$223,500
2019-02-01Pending sale$215,000
2019-01-31Listed for sale$215,000
2017-04-06Sold$185,000
2017-03-09Pending sale$192,000
2017-02-21Listed for sale$192,000
2017-02-16Pending sale$192,000
2017-02-16Listed for sale$192,000
2007-06-26Sold$221,000

For Sale by Agent

AgentHeba Alkhatib
BrokerageNorthGroup Real Estate LLC

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