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325 Bella Beach Dr, Depoe Bay, OR, 97341

5beds
4baths
2,516sqft
$887,400
$353price/sqft
$5,993/moest. monthly cost
$239,720/yrincome needed

About This Home

Located in the desirable Bella Beach community on the Oregon Coast, this spacious four-story home offers an exceptional opportunity to own a beautifully furnished coastal retreat just steps from easy beach access and the neighborhood green. Designed for comfortable living and entertaining, the home features an open-concept main level with warm pine wood floors, a fireplace, a grilling deck, and inviting gathering spaces. The well-appointed kitchen includes a large center island, generous dining area, and ample storage, making it ideal for everyday living as well as hosting family and friends. With five bedrooms plus a loft, the home provides plenty of space for multi-generational living. A private in-law/guest suite with its own separate entrance, fireplace, and kitchenette offers comfortable, independent space for visiting family or guests. An upper-level loft that can serve as a home office or hobby space adds further flexibility and opens to a deck with a peek of the Pacific Ocean. Outdoor living is equally inviting, with multiple decks, a porch swing, hammock, and a private outdoor hot tub room designed for year-round enjoyment. Whether enjoying a quiet morning coffee or relaxing after a day at the beach, the home's outdoor spaces provide the perfect setting to soak in coastal living. This property is offered fully furnished, allowing the next owner to immediately begin enjoying the Oregon Coast lifestyle without the expense and effort of furnishing a large home. Bella Beach is one of the Central Oregon Coast's most charming planned communities, featuring beach access, green spaces, and a welcoming neighborhood atmosphere. Conveniently located in Lincoln Beach between Lincoln City and Depoe Bay, residents enjoy easy access to shopping, dining, golf, hiking, fishing, and miles of sandy beaches. This exceptional coastal property combines space, comfort, and location, making it an ideal primary residence, second home, or private beach retreat. With five bedrooms, a versatile loft, a private in-law/guest suite, two fireplaces, and beautifully furnished living spaces throughout, this home is ready to welcome its next owner. Come experience the best of Oregon Coast living at Bella Beach.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades 3-65.3 mi
6/10
Taft Middle SchoolGrades 7-85.3 mi
3/10
Taft High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Forced air,Gas

Interior Area

  • Total interior livable area: 2,516 sqft

Property

Details

  • Parcel number: 081121CA1330000

Features

  • Exterior features: Shingle,Wood,Composition
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Ice Storm
Tsunami
Landslide

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,487$53,844
Home Insurance *$247$2,964
Property Taxes $1,031$12,372
Electricity $228$2,740
Total$5,993$71,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,474/yr
40% on housing$179,790/yr
45% on housing$159,813/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 97341$211
Lincoln County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97341$336
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$887,400
2022-11-07Listing removed--
2022-08-27Listed for sale$949,500
2021-03-24Listing removed--
2020-01-09Listing removed$755,900
2019-10-25Price change$755,900
2012-08-12Listed for sale$579,900
2012-03-29Listing removed$650,000
2010-10-17Listed for sale$650,000

For Sale by Owner

AgentProperty Owner

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