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3909 Koop Rd, Saint Marys, OH, 45885

4beds
4baths
2,526sqft
$695,000
$275price/sqft
$4,743/moest. monthly cost
$189,720/yrincome needed

About This Home

Welcome to your our own personal sanctuary nestled on 8 meticulously cared-for acres in St. Marys. This exquisite 4-bedroom, 2 full and 2 half-bath residence boasts over 2,500 square feet of inviting living space, seamlessly blending modern functionality with the serenity of country living. As you arrive at this remarkable property, you'll be embraced by a warm and inviting atmosphere. Step inside to discover generously proportioned living areas bathed in natural light, highlighted by custom oak cabinetry and solid oak doors that add timeless warmth and craftsmanship throughout the home. The thoughtfully designed layout includes a convenient main-floor laundry, making everyday living both practical and efficient. The spacious full basement presents endless possibilities, a home gym, a media room, or additional storage ideal for all your needs. This home effortlessly accommodates both everyday living and entertaining guests, ensuring every gathering is memorable. Venture outside to experience the true essence of this property, a tranquil landscape featuring a serene pond that reflects the beauty of nature, expansive open green spaces perfect for leisure activities, and a mature orchard, offering both beauty and the opportunity to enjoy your own homegrown fruit. The barn offers more than just storage or workspace it features a dedicated man cave retreat, perfect for relaxing, entertaining, or enjoying your favorite hobbies. The barn is also equipped with generator-ready wiring capable of powering the home as an additional backup, and an overhead door on a garage door opener for added convenience. Picture yourself savoring quiet mornings by the water, with the gentle sounds of nature surrounding you, or hosting gatherings in this enchanting setting. Recent mechanical updates include a new HVAC system and whole-house generator (both less than 6 months old), a water heater replaced about 2 years ago, and professionally cleaned.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10
St. Marys Middle SchoolGrades 6-83.0 mi
3/10

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Decorative,Gas,Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,526
  • Total interior livable area: 2,526 sqft

Property

Details

  • Parcel number: K3101500303
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 7.88 Acres
  • Features: Residential Lot
  • Lot size dimensions: 7.88 acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$415$4,980
Property Taxes $544$6,528
Electricity $270$3,250
Total$4,743$56,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,617/yr
40% on housing$142,290/yr
45% on housing$126,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 45885$126
Auglaize County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 45885$141
Auglaize County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$740,000
2026-03-23Listed for sale$750,000
2002-10-07Sold$44,000

For Sale by Agent

AgentElizabeth Vondenhuevel
BrokerageScott Ross Realty

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