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6643 Biscay Bay, San Antonio, TX, 78249

2beds
3baths
1,344sqft
$249,000
$185price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Discover the home everyone wishes they found first. Tucked inside a quiet, gated community, this beautifully cared for 2 bedroom, 2.5 bath gem delivers the perfect blend of style, comfort, and true low maintenance living-front and backyard landscaping handled for you. Step inside and feel the difference immediately. Sunlit living spaces flow effortlessly into a warm, inviting kitchen with abundant cabinetry, generous counter space, and a breakfast bar that keeps everyone connected. Wood laminate and ceramic tile flooring throughout-zero carpet-means a cleaner, fresher, easier lifestyle. Upstairs, the oversized primary suite becomes your personal retreat, complete with a soaking tub, separate shower, and a walk in closet that actually fits your life. The second bedroom is spacious and flexible-ideal for guests, a home office, or whatever your world needs next. Outside, unwind on your covered patio overlooking a private backyard designed for relaxing, not yard work. It's the perfect spot for morning coffee, evening downtime, or weekend grilling. All of this sits minutes from shopping, dining, and major highways-giving you convenience without sacrificing peace and privacy. Homes this well-kept, this easy to maintain are the ones buyers want!!

Getting Around

44
WalkingCar-Dependent
22
TransitMinimal Transit
53
BikeBikeable

Schools

5/10
Boone Elementary SchoolGrades PK-50.3 mi
4/10
Rudder Middle SchoolGrades 6-80.5 mi
5/10
Marshall High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stucco

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Area: 182

Features

  • One Living Area,Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Area: 156

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 81

Master Bedroom

  • Level: Upper
  • Area: 240

Property

Details

  • Parcel number: 160990080350

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Privacy

Lot

  • Lot size: 3,484 sqft
  • Features: Street Gutters,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$164$1,968
Property Taxes $468$5,616
Electricity $238$2,859
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 78249$148
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78249$158
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$243,900
2026-07-15Listed for sale$249,000
2020-10-08Sold--
2020-10-05Listed for sale$189,000
2020-10-05Pending sale$189,000
2020-05-06Listed for sale$189,000
2019-06-12Listing removed$1,425
2019-06-03Listed for rent$1,425
2016-05-19Listing removed$1,200
2013-01-18Listing removed$1,150
2013-01-12Listed for rent$1,150
2005-05-26Sold--

For Sale by Agent

AgentNeal Zingelmann
BrokerageZ Texas Real Estate, LLC

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