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4724 Summer Lake Cir, Moseley, VA, 23120

5beds
3baths
3,684sqft
$619,000
$168price/sqft
$4,073/moest. monthly cost
$162,920/yrincome needed

About This Home

Summer Lake, a community second to none. Amenities included in your HOA dues include an Olympic competition swimming pool with splash pad, lighted tennis and pickleball courts, sand volleyball, basketball courts, 24hr. fitness center, biking & walking trails, playgrounds and outdoor pavilion to meet all of your personal, family, and business needs. WELCOME to this beautifully designed home featuring a dramatic two-story foyer and beautiful hardwood floors that set the tone from the moment you enter. The spacious open floor plan is perfect for both everyday living and entertaining. The kitchen is a true centerpiece, offering rich cherry cabinetry, granite countertops, a wine bar, and a sunny breakfast nook — all overlooking the inviting family room. The seamless flow continues as the family room opens directly onto a generous 10x19 screened-in porch. The fenced and tree lined backyard create the the perfect indoor-outdoor space for relaxing or hosting guests. Retreat to the huge primary suite featuring a spa-like soaking tub and plenty of space to unwind. With five bedrooms — and the flexibility for a possible sixth bedroom or rec room. This home offers room for everyone. A 9x10 finished storage room provides valuable bonus space ideal for hobbies, organization, or a small office. With two and a half baths, spacious living areas, and thoughtful details throughout, this home blends comfort, functionality, and elegance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10
9/10
Cosby High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Third
  • Dimensions: 17.0 x 14.0

Additional Room

  • Level: First
  • Dimensions: 19.0 x 18.0

Appliances

  • Appliances included: Dishwasher,Microwave,Stove

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 14.0 x 13.0

Bedroom3

  • Level: Second
  • Dimensions: 13.0 x 12.0

Bedroom4

  • Level: Second
  • Dimensions: 13.0 x 11.0

Bedroom5

  • Level: Second
  • Dimensions: 19.0 x 18.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 17.0 x 13.0

Family Room

  • Level: First
  • Dimensions: 19.0 x 14.0

Features

  • Bookcases,Built-in Features,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Recessed Lighting,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Screens,Thermal Windows
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Finished,Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,684

Foyer

  • Level: First
  • Dimensions: 12.0 x 12.0

Half Bath

  • Level: First

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 3,684 sqft

Kitchen

  • Level: First
  • Dimensions: 26.0 x 15.0

Laundry

  • Level: First

Living Room

  • Level: First
  • Dimensions: 15.0 x 13.0

Master Bedroom

  • Level: Second
  • Dimensions: 18.0 x 14.0

Other

  • Level: Second

Property

Details

  • Parcel number: 709683274000000
  • Zoning description: R12

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Exterior features: Sprinkler/Irrigation,Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 0.51 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$134$1,608
Property Taxes $455$5,460
Electricity $354$4,258
Total$4,073$48,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,645/yr
40% on housing$122,190/yr
45% on housing$108,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$223
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$679,000
2012-07-26Sold$365,000
2012-06-23Listed for sale$369,900
2011-10-03Listing removed$453,500
2011-09-21Listed for sale$453,500
2011-08-10Listing removed$539,000
2011-04-26Listed for sale$539,000
2004-05-14Sold$400,026

For Sale by Agent

AgentAnn Hineline
BrokerageShaheen Ruth Martin & Fonville

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