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12406 Carnoustie Ln #B, North Chesterfield, VA, 23236

2beds
2baths
1,948sqft
$440,000
$226price/sqft
$2,905/moest. monthly cost
$116,200/yrincome needed

About This Home

Move right in to this fully updated maintenance-free home, ideally located within a mile of Wegmans and (Soon to be a Whole Foods), Stonehenge Golf Club, Walmart, top local restaurants, shopping centers, and more! Every detail has been reimagined, creating a fresh, modern retreat that feels like new construction. Enjoy a new Designer Kitchen (2024): Brand-new designer cabinets from Mid South Building, quartz countertops, herringbone tile backsplash, NEW LVP flooring throughout the living area and staircase, NEW lighting, Stainless steel appliances, and fresh paint. Stylish Living Spaces: Soaring cathedral ceilings, new recessed lighting, ceiling fan, fresh paint throughout, and a custom board-and-batten accent wall. The original fireplace was replaced with a stunning built-in bookshelf framing a sleek, frameless gas fireplace with tile surround. New interior window shutters (2024), tankless water heater (2024), updated staircase with black iron spindles (2025), and striking new foyer lighting—The Primary Bedroom has a renovated ensuite, new carpet, and newly painted. The Primary en-suite bathroom offers new tile flooring, a NEW double sink vanity, New lighting, a sunken tub, a stand-up shower, and two walk-in closets. Guests will enjoy a private bedroom with a renovated bathroom. The garage is perfection: Epoxy flooring, over 20k in upgraded wall cabinets, drawers, table top, built-in shelving, tall cabinets, and a rack system perfect for an organized, spotless finish. Step outside to your covered balcony for morning coffee or evening relaxation. Homes in this sought-after community rarely become available—schedule a showing today and experience the feel of brand-new construction in a prime location! The seller has decided to leave all of the garage organizing system, including the workbench, ceiling-to-floor cabinets, drawers, and wall rack system with overhead cabinets. Paid $20k for the entire system. Move in with peace of mind, knowing that everything is taken care of. Location, Location, Location!!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
Midlothian Middle SchoolGrades 6-81.1 mi
5/10
Monacan High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Transitional
  • Property subType: Condominium

Interior

Additional Room

  • Level: First

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Refrigerator,Stove,Tankless Water Heater,Washer

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Balcony,Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Bath in Primary Bedroom,Recessed Lighting,Walk-In Closet(s)
  • Door features: Insulated Doors,Sliding Doors
  • Flooring: Partially Carpeted,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,948

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,948 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: Second

Other

  • Level: Second

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 735706337800054
  • Attached to another structure: Yes
  • Zoning description: RMF

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Balcony,Deck
  • Exterior features: Deck,Sprinkler/Irrigation,Lighting,Paved Driveway
  • Fencing: None

Lot

  • Features: Dead End

Parking

  • Total spaces: 1
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Guest,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$155$1,860
Property Taxes $324$3,888
Electricity $202$2,433
Total$2,905$34,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,600/yr
40% on housing$87,150/yr
45% on housing$77,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 23236$203
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23236$205
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$475,000
2026-04-27Price change$480,000
2026-03-12Price change$499,000
2026-03-06Listed for sale$510,000
2025-12-15Listing removed$510,000
2025-10-16Listed for sale$510,000
2021-09-06Sold$336,000
2020-02-12Listing removed$1,650
2020-01-24Listed for rent$1,650
2019-02-27Listing removed$1,650
2019-02-05Listed for rent$1,650
2002-05-30Sold$215,990

For Sale by Agent

AgentGreer Jones
BrokerageNextHome Advantage

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