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9125 Penny Bridge Pl, Midlothian, VA, 23112

4beds
2baths
2,418sqft
$475,000
$196price/sqft
$3,134/moest. monthly cost
$125,360/yrincome needed

About This Home

Welcome home to this EXCEPTIONALLY MAINTAINED ONE LEVEL LIVING HOME in desirable Bayhill Pointe. Nestled on a cul de sac, the moment you arrive you will appreciate the pride of ownership and meticulous care that has gone into every detail of making this home truly move-in ready. Beautiful hardwood floors extend throughout the entire first floor. The elegant dining room features crown molding and is perfect for hosting family dinners or special occasions. The spacious family room also showcases crown molding and centers around a cozy gas fireplace, offering the ideal gathering space. The beautifully appointed kitchen combines style and function with granite countertops, stainless steel appliances, a custom backsplash, crown molding, and a bright eat-in dining area. The generously sized primary suite provides a peaceful retreat with two walk-in closets and a private ensuite bath featuring new tile flooring, a double vanity, and a walk-in shower. Two additional bedrooms are served by an oversized hall bath complete with a large linen closet. Bonus room over garage makes great 4th bedroom, rec space, or work from home. A spacious laundry room and abundant storage throughout including deep closets, a walk in crawl space, and walk in attic with built-in shelving offer easy everyday convenience. Step outside to the expanded screened porch, which provides tons of space for outdoor dining, entertaining, or simply relaxing while overlooking the beautifully maintained yard. Irrigation on all four sides helps keep the landscaping looking its best. You will even be wowed with smaller details like whole house humidifier, custom fit blinds, and regular hvac maintenance. Located in the desirable Bayhill Point community, residents enjoy neighborhood amenities including a swimming pool, kiddie splash zone, playground, and tree lined neighborhood trails. Conveniently located near shopping, dining, major highways, this home offers the perfect combination of comfort, quality, and location. This is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

10/10
5/10
4/10
Manchester High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Drywall,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Disposal,Gas Water Heater,Microwave,Oven,Smooth Cooktop,Stove

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,418

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,418 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 738668420700000
  • Zoning description: R12

Features

  • Levels: One
  • Stories: 1
  • Pool features: Pool,Community
  • Patio & porch: Screened
  • Exterior features: Sprinkler/Irrigation,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 0.84 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$152$1,824
Property Taxes $349$4,188
Electricity $232$2,794
Total$3,134$37,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,451/yr
40% on housing$94,020/yr
45% on housing$83,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$475,000
2026-08-07Listed for sale$475,000
2017-05-17Sold$300,000
2017-04-15Price change$299,900
2017-03-28Price change$309,900
2017-03-21Listed for sale$319,900
2009-03-16Sold$284,000
2008-05-20Listing removed$319,950
2008-01-31Listed for sale$319,950
2005-04-19Sold$255,000

For Sale by Agent

AgentAnn Mitchell
BrokerageThe Kerzanet Group LLC

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