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1036 Virginia Ave, Culpeper, VA, 22701

4beds
3baths
2,381sqft
$565,000
$237price/sqft
$3,439/moest. monthly cost
$137,560/yrincome needed

About This Home

Home qualifies for $7,500 GRANT and special financing through City National Bank! Ask for more details - MUST see in person! - Charming colonial - 4 SPACIOUS bedrooms - 2 1/2 baths - SPACIOUS master suite - nice, level lot - Full basement - 9ft & 10ft ceilings - many upgrades - UPGRADED APPLIANCES - NEWER CARPET - RECENTLY PAINTED - NEW light fixtures inside AND out - GRAND entryway - NEW & GORGEOUS DECK - 34x18ft - two tone composite decking - BUILT-IN deck lighting - grill bump out - mid-rail supports - no expense spared! - NEW EXTERIOR DOOR AND WINDOWS on rear of house - transom windows add architectural style - NEW CARRIER HVAC SYSTEM - radon system - ADT system - NEW main water line- NEWER water heater - NEWER sump pump - House just soft washed - Regular pest treatment in place - Whole house surge protector - public sidewalks for morning, noon, & night strolls - METICULOUSLY MAINTAINED - 2-car garage - Garage floor just redone - 5 minutes to town amenities / shopping / dining / activities - walking distance to public lake access/boat ramp for kayaking, boating, fishing!! - arguably the nicest home in the neighborhood!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Yowell Elementary SchoolGrades PK-50.8 mi
4/10
Culpeper Middle SchoolGrades 6-82.3 mi
3/10
Eastern View High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Ice Maker,Microwave,Double Oven,Oven,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 1265
  • Dimensions: 23 X 55

Basement

  • Features: Basement - Unfinished,Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Family Room

  • Features: Flooring - Carpet,Fireplace - Gas
  • Level: Main
  • Area: 320
  • Dimensions: 16 X 20

Features

  • Family Room Off Kitchen,Kitchen Island,Kitchen - Table Space,Dining Area,Breakfast Area,Eat-in Kitchen,Primary Bath(s),Chair Railings,Crown Molding,Open Floorplan,Dry Wall
  • Flooring: Vinyl,Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,381

Foyer

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,381
  • Total interior livable area: 2,381 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 336
  • Dimensions: 14 X 24

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 221
  • Dimensions: 13 X 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 40R 2 39
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$163$1,956
Property Taxes $191$2,292
Electricity $229$2,752
Total$3,439$41,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,908/yr
40% on housing$103,170/yr
45% on housing$91,706/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$224
Culpeper County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$565,000
2026-06-04Listed for sale$585,000
2023-12-29Sold$456,250
2023-11-29Contingent$449,000
2023-11-12Listed for sale$449,000
2011-06-03Sold$222,000
2011-05-14Listed for sale$230,000
2005-07-20Sold$358,000
2005-02-17Sold$349,900

For Sale by Agent

AgentBrandon Carroll
BrokerageSamson Properties

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