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905 E 4th St Unit 6, National City, CA, 91950

1beds
1baths
378sqft
$299,000
$791price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

Move-in ready cozy & quiet upper unit located inside of a well maintained and gated community. VA approved complex! Residence includes 1 assigned parking spot in a well lit parking area inside of the gates. This upper unit condo enjoys a surprisingly spacious and open living area, a modern kitchen, ample natural lighting, but there is nobody on top of you. Entire interior freshly painted. Charming and friendly, secure community with landscape & hardscape, a sparkling swimming pool and extremely low HOA. Enjoy easy access to nearby restaurants, grocery stores, shops, conveniences, etc. as well as easy access to downtown San Diego, SD Airport, Barrio Logan, Balboa Park, beaches, parks, the new high end Gaylord Hotel! Easy freeway access; this community is nestled in between the 5 & 805, just South of the 94 and N of the 54 freeways. Less than 1.5 mile to San Diego Bay! VA buyers can bike to work at 32nd Street Naval Base SD! This is a no brainer investment or first time home for FHA & VA buyers especially! Let’s go! VA approved complex means high owner occupancy and solid reserves. Villa Real was also on the FHA approved list but it expired in 2025. So lenders may be able to get a spot approval quickly, if buyer needs to go FHA.

Getting Around

83
WalkingVery Walkable
46
TransitSome Transit
65
BikeBikeable

Schools

4/10
6/10
5/10
Sweetwater High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Stove,Range/Stove Hood
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Wall/Gravity,Other/Remarks
  • Cooling features: N/K

Interior Area

  • Total structure area: 378
  • Total interior livable area: 378 sqft

Property

Details

  • Parcel number: 5561805406

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Community/Common
  • Fencing: Partial

Parking

  • Total spaces: 1
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$52$624
Property Taxes $469$5,628
Electricity $398$4,786
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$791This listing

vs Other Active Listings

Avg $/sqft

ZIP 91950$453
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 91950$541
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$285,000
2026-07-30Listed for sale$299,000
2012-03-14Sold$61,000
2011-07-17Listed for sale$59,900
2005-08-04Sold$195,000

For Sale by Agent

AgentCatherine Fagan
BrokerageKeller Williams La Jolla

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