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45123 Palm Ln, Lancaster, CA, 93535

5beds
3baths
2,815sqft
$539,000
$191price/sqft
$3,793/moest. monthly cost
$151,720/yrincome needed

About This Home

What a Great buy! Step into this beautifully updated two-story home where style, space, and comfort come together effortlessly. Fresh interior paint and brand-new wood-laminated flooring set the tone the moment you walk in, giving the entire home a clean, modern feel. The inviting entry opens to a bright, expansive living room that flows into a generous family room--perfect for gatherings, movie nights, or creating your ideal entertainment space. The open-concept kitchen is the heart of the home, featuring a center island, abundant cabinetry, and sleek quartz countertops that offer both beauty and functionality. The backyard is a true bonus: a large, open space with a charming gazebo and a cemented slab already in place for a future covered patio--ideal for outdoor dining, weekend BBQs, or simply relaxing under the California sun. Upstairs, you'll find five well-sized bedrooms, giving everyone the space they need. The primary suite is your private retreat, complete with a walk-in closet and a spacious bathroom featuring a separate soaking tub and shower. This home delivers the room, upgrades, and layout today's buyers want--move-in ready and designed for comfortable living. Some pictures have been virtually staged.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
2/10
Piute Middle SchoolGrades 6-82.0 mi
3/10
Eastside High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,None
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: None

Interior Area

  • Total structure area: 2,815
  • Total interior livable area: 2,815 sqft

Property

Details

  • Parcel number: 3147039105
  • Zoning: Lrr7000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Slab
  • Fencing: Back Yard,Block

Lot

  • Lot size: 6,969 sqft
  • Features: Unknown

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$165$1,980
Property Taxes $300$3,600
Electricity $603$7,243
Total$3,793$45,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,045/yr
40% on housing$113,790/yr
45% on housing$101,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 93535$188
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 93535$260
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$539,000
2026-05-22Listed for sale$569,000
2013-06-24Sold$146,000
2012-08-17Listing removed$170,000
2012-07-27Listed for sale$170,000
2005-09-30Sold$322,000

For Sale by Agent

AgentVicenta Ortiz-Ledesma
BrokerageHomeSmart Evergreen Realty

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