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737 Madison Ave, Wood River, IL, 62095

5beds
1baths
1,483sqft
$172,000
$116price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Welcome home to this charming 5-bedroom traditional home offering space, character, and endless possibilities! Start your mornings or unwind in the evenings on the cute enclosed front porch, the perfect place to relax and watch the world go by. Inside, you'll find an open living and dining room, five nicely sized bedrooms, a charming kitchen featuring original details, and plenty of room for everyone to spread out. The full unfinished basement provides abundant storage space and potential. Outside, the beautifully landscaped yard creates a welcoming setting for entertaining and everyday enjoyment. Enjoy summer days on the deck overlooking the above-ground pool, while the sectioned off dog run offers a convenient space for your four-legged family members. Parking and storage are plentiful with off-street parking, a driveway with carport, alley access, and a garage/shed for additional storage or workspace. Move right in and enjoy the home's charm as-is, or bring your ideas and updates to add even more value. Don't miss this opportunity to own this special home with character, outdoor amenities, and room to grow! A MUST See.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
4/10
10/10

Construction

Condition

  • Year built: 1916

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,438

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,483
  • Total interior livable area: 1,483 sqft

Property

Details

  • Parcel number: 192082707205038
  • Special condition: Listing As Is

Features

  • Levels: One and One Half
  • Pool features: Above Ground
  • Fencing: Back Yard

Lot

  • Lot size: 6,250 sqft
  • Features: Back Yard,Front Yard,Landscaped,Near Public Transit
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Carport,Covered,Detached,Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$176$2,112
Property Taxes $256$3,072
Electricity $130$1,569
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 62095$90
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62095$116
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$172,000
2026-07-11Contingent$172,000
2026-06-15Price change$172,000
2026-06-06Listed for sale$177,900

For Sale by Agent

AgentEmma Twichell
BrokerageKeller Williams Pinnacle

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