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2099 County Road 655, Farmersville, TX, 75442

2beds
2baths
1,144sqft
$342,000
$299price/sqft
$2,672/moest. monthly cost
$106,880/yrincome needed

About This Home

Charming Country Retreat on 2.4 Acres in Collin County, Discover the simple joys of country living in this newly updated yet spacious 2-bedroom, 2-bath home nestled on 2.4 beautiful acres. Updates to include: Roof, hot water heater, lower cabinets in kitchen, tile flooring and carpet. Perfectly positioned just minutes from Highway 380, this property offers the ideal blend of peaceful rural charm with easy access to shopping, dining, and commuter routes. The thoughtfully designed floor plan makes the most of its space, featuring a welcoming eat-in kitchen that opens into a comfortable living area—perfect for relaxing or entertaining. Though modest in size, the home lives large with smart use of space and an inviting layout. Step outside and enjoy your morning coffee on the oversized front porch, or unwind in the evening on the private back deck with views of your open acreage. The property is fully fenced and gated, with separate areas ideal for both small and larger animals—making it a wonderful option for hobby farmers, pet lovers, or anyone seeking a bit of space and freedom. Additional features include a handy shed for tools, lawn equipment, or extra storage, and the benefit of being located in the county—giving you more flexibility and fewer restrictions. Whether you're looking to downsize, invest, or enjoy a quieter lifestyle with room to grow, this property offers a unique opportunity to embrace country living without giving up convenience. Let’s get started—your peaceful retreat awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Tatum Elementary SchoolGrades PK-22.0 mi
5/10
Farmersville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Washer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10 x 8

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,144 sqft

Kitchen

  • Features: Built-in Features,Dual Sinks,Galley Kitchen
  • Level: First
  • Dimensions: 9 x 8

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 8 x 3

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 21 x 17

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: R644800105501

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Side Porch,Covered
  • Exterior features: Storage
  • Fencing: Back Yard,Full

Lot

  • Lot size: 2.45 Acres
  • Features: Acreage

Parking

  • Parking features: Driveway,Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,729$20,748
Home Insurance *$286$3,432
Property Taxes $419$5,028
Electricity $238$2,859
Total$2,672$32,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,611/yr
40% on housing$80,160/yr
45% on housing$71,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 75442$173
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75442$142
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Price change$352,000
2025-10-17Price change$372,000
2025-05-09Listed for sale$387,000

For Sale by Agent

AgentTonya Mercer
BrokerageTexan Realtor Group LLC

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