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104 Charter Ct, Cary, NC, 27511

2beds
3baths
1,185sqft
$259,000
$219price/sqft
$1,774/moest. monthly cost
$70,960/yrincome needed

About This Home

This 2-bedroom, 2.5-bath townhome ideally located off Cary Parkway. The inviting floor plan features a spacious living area with a fireplace and a kitchen with stainless steel appliances, a kitchen island, and plenty of cabinet space. Upstairs, you'll find two large bedrooms--each with vaulted ceilings and its own private bathroom, offering comfort and privacy. Washer, dryer, refrigerator, stove, and dishwasher are all included. Enjoy easy access to shopping, dining, medical offices, hospitals and major highways in one of Cary's most desirable areas. Move-in ready --don't miss this one! Wonderfull Rental or starter home. Parents looking for something for their college student? This would be perfect! They would have their own bathrooms.

Getting Around

25
WalkingCar-Dependent
14
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

9/10
Laurel Park ElementaryGrades PK-50.8 mi
10/10
Salem MiddleGrades 6-82.0 mi
9/10
Apex HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Living/Dining Room Combination
  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,185

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Property

Details

  • Parcel number: 0753.19507130.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Dock
  • Has view: Yes

Lot

  • Lot size: 1,306 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$81$972
Property Taxes $184$2,208
Electricity $200$2,405
Total$1,774$21,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,822/yr
40% on housing$53,220/yr
45% on housing$47,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 27511$259
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27511$262
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$290,000
2026-02-05Price change$300,000
2025-11-16Price change$310,000
2025-10-17Listed for sale$315,000
2024-02-28Listing removed--
2024-01-06Listed for rent$1,700
2023-12-06Listing removed--
2023-11-09Listed for rent$1,700
2022-01-20Listing removed--
2022-01-04Listed for rent$1,700
2017-09-21Sold$160,000
2017-08-22Pending sale$165,000
2017-08-12Listed for sale$165,000
2014-07-21Sold$125,000
2014-03-29Price change$130,000
2014-03-07Listed for sale$135,000
2007-03-29Sold$120,500

For Sale by Agent

AgentAlice Smith
BrokerageCentury 21 Triangle Group

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