120 Island Ave Unit 447, San Diego, CA, 92101
About This Home
*SELLER MOTIVATED! BUYER INCENTIVES AVAILABLE!* Seller is offering buyer credits that may be used toward an interest rate buy-down, potentially resulting in rates as low as *4.99%* for qualified buyers, or toward closing costs (subject to lender approval). Contact the listing agent for details and available financing options. Experience modern downtown San Diego living in this fully remodeled, top-floor loft-style condo located in the highly sought-after Atria community! Soaring ceilings and oversized windows fill the home with natural light while showcasing stunning city views. The designer kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances, and a sleek contemporary finish. Luxury vinyl plank flooring flows throughout the open-concept layout, complemented by a beautifully remodeled bathroom and convenient in-unit washer and dryer hookups. Enjoy resort-style amenities including a fully equipped fitness center, BBQ area, recreation room, and one assigned underground parking space all in the heart of downtown, just moments from restaurants, shopping, dining, and entertainment.
Getting Around
Walker's Paradise
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 2002
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Interior Area
- Total interior livable area: 626 sqft
Property
Details
- Parcel number: 5350720783
- Attached to another structure: Yes
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: City Lights,Neighborhood
Lot
- Lot size: 1.36 Acres
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $545 | $6,540 |
| Electricity | $398 | $4,786 |
| Total | $3,547 | $42,564 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $499,999 |
| 2024-10-14 | Listing removed | $489,000 |
| 2024-10-14 | Price change | $489,000 |
| 2024-09-20 | Listed for sale | $499,000 |
| 2024-06-14 | Sold | $387,500 |
| 2013-04-20 | Listing removed | $1,549 |
| 2013-04-03 | Price change | $1,549 |
| 2013-03-19 | Price change | $1,595 |
| 2013-02-28 | Listed for rent | $1,700 |
| 2013-02-08 | Sold | $270,000 |
| 2013-01-10 | Listing removed | $1,695 |
| 2013-01-10 | Listed for sale | $260,000 |
| 2012-12-22 | Listed for rent | $1,695 |
| 2007-01-12 | Sold | $331,500 |
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