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2020 Stonepond Ln, Raleigh, NC, 27603

3beds
3baths
1,558sqft
$435,000
$279price/sqft
$2,776/moest. monthly cost
$111,040/yrincome needed

About This Home

Welcome to 2020 Stonepond Lane, a beautifully updated and well-maintained 3-bedroom, 2.5-bath home offering the space and privacy you've been looking for. Set on over an acre, the large private backyard provides plenty of room to relax, play, entertain, or simply enjoy the outdoors from the huge screened-in porch. Spacious bedrooms offer room to spread out, while solar panels help provide energy savings. A two-car garage and backyard shed provide plenty of additional storage and functionality, and with no HOA fees, you'll enjoy even more freedom. Conveniently located with quick access to shopping, dining, parks, and major highways, and zoned for the brand-new Hilltop-Needmore Elementary School, this home is one you won't want to miss.

Getting Around

2
WalkingCar-Dependent
16
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

4/10
Banks Road ElementaryGrades PK-51.0 mi
8/10
6/10
Willow Spring HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: HardiPlank Type,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: See Remarks
  • Fireplace features: Gas Log,Living Room,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,558

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Property

Details

  • Parcel number: 068801492804000 0208319
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Screened
  • Has view: Yes

Lot

  • Lot size: 1.14 Acres
  • Features: Hardwood Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$149$1,788
Property Taxes $228$2,736
Electricity $200$2,405
Total$2,776$33,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,177/yr
40% on housing$83,280/yr
45% on housing$74,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 27603$220
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27603$212
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$435,000
2026-07-17Listed for sale$435,000
2020-07-15Sold$251,000
AgentJaclyn Barker
BrokerageNavigate Realty

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