See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

353 W Orchard Ave, Silt, CO, 81652

7beds
4baths
3,282sqft
$730,000
$222price/sqft
$4,402/moest. monthly cost
$176,080/yrincome needed

About This Home

So much to love in this expansive home perfect for a multi-generational living situation or home with the potential to offset a mortgage through rental income. With 3 bedrooms on the main-level and 4 bedrooms on the lower-level with a separate kitchen, loved ones can live together with ample privacy. Tasteful finishes throughout the home with recently remodeled kitchen and custom bathrooms. An upper deck and lower-level patio for outdoor living entertainment as well as a spacious yard for furry friends. Come take a look at this private oasis today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Riverside SchoolGrades 6-87.5 mi
8/10
Coal Ridge High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Heating & Cooling

  • Heating features: Radiant,Hot Water
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 3,282
  • Total interior livable area: 3,282 sqft

Property

Details

  • Parcel number: 217904408018
  • Zoning: PUD

Lot

  • Lot size: 0.16 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Landslide
Avalanche
Inland Flooding
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$227$2,724
Property Taxes $237$2,844
Electricity $247$2,973
Total$4,402$52,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,925/yr
40% on housing$132,060/yr
45% on housing$117,386/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 81652$223
Garfield County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 81652$407
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$750,000
2007-03-15Sold$295,000

For Sale by Agent

AgentJoy White
BrokerageColdwell Banker Mason Morse-GWS

Similar Homes