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99 Elfin Pl, Glenwood Springs, CO, 81601

4beds
3baths
3,289sqft
$1,549,000
$471price/sqft
$8,910/moest. monthly cost
$356,400/yrincome needed

About This Home

Welcome to this beautiful private retreat at the end of the road. Nestled within 3.55 acres of trees, this spacious 4-bedroom 3-bathroom home offers the perfect blend of comfort and privacy. The large open floor plan is ideal for entertaining, with fresh paint throughout and radiant heat keeping you cozy year-round. Enjoy the convenience of a main level primary bedroom and bathroom. The expansive lower level features three additional bedrooms and ample space for recreation or guests. With room to breathe, grow, and relax, this property offers a rare and perfect opportunity to enjoy peaceful living — just minutes from Glenwood Springs

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Riverview SchoolGrades PK-83.0 mi
9/10

Construction

Condition

  • Property condition: Average
  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,289
  • Total interior livable area: 3,289 sqft

Property

Details

  • Parcel number: 239305107013
  • Zoning: PUD

Lot

  • Lot size: 3.55 Acres
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$327$3,924
Property Taxes $503$6,036
Electricity $248$2,979
Total$8,910$106,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,485/yr
40% on housing$267,300/yr
45% on housing$237,600/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$471This listing

vs Other Active Listings

Avg $/sqft

ZIP 81601$418
Garfield County$470

vs Homes Sold Last Month

Median $/sqft

ZIP 81601$440
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,549,000
2026-02-18Contingent$1,549,000
2025-12-01Listed for sale$1,549,000
2016-06-08Listing removed$785,000
2015-11-18Price change$785,000
2015-05-26Listed for sale$799,000
2013-11-08Sold$65,000

For Sale by Agent

AgentBecky Ciani
BrokerageColdwell Banker Mason Morse-Carbondale

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