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235 Ponderosa Cir, Parachute, CO, 81635

3beds
2baths
1,556sqft
$485,000
$312price/sqft
$2,986/moest. monthly cost
$119,440/yrincome needed

About This Home

Perched where sky and scenery like to show off a little, this inviting 3-bedroom, 2-bath home offers 1,565 sq. ft. of comfortable living with views that quietly steal the spotlight. Step inside to a bright, open-concept layout framed by graceful archways and soaring ceilings. The spacious living area features warm tile floors, built-in niches, and a cozy fireplace that anchors the room like a good story you want to linger in. Natural light pours through large windows, drawing your eye outward to those beautiful surroundings. The kitchen is both functional and welcoming, with ample cabinetry, generous counter space, and a breakfast bar perfect for casual mornings or evening conversations. It flows seamlessly into the dining area and living space, making everyday living and entertaining feel effortless. The primary suite offers a peaceful retreat with plenty of space, while the en-suite bath features dual vanities, a soaking tub, and separate shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. Radiant heat keeps the home comfortable and efficient, adding a layer of everyday luxury you'll appreciate in every season. Outside, the elevated lot offers great curb appeal and a sense of openness, with a covered front entry and an expansive yard ready for your personal touch. Whether you're sipping coffee in the morning or unwinding in the evening, the views here are always part of the experience. A well-designed layout, thoughtful details, and a setting that feels just a little above it all--this home is ready to welcome its next chapter.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
7/10
Grand Valley High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,556

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,556
  • Total interior livable area: 1,556 sqft

Property

Details

  • Parcel number: 240718306005
  • Zoning: Residential

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Landslide
Lightning
Inland Flooding
Wildfire
Avalanche
Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$191$2,292
Property Taxes $157$1,884
Electricity $186$2,232
Total$2,986$35,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,377/yr
40% on housing$89,580/yr
45% on housing$79,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 81635$170
Garfield County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 81635$253
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$485,000
2021-02-19Sold$260,000
2014-08-01Sold$200,000
2014-06-19Pending sale$214,900
2014-01-26Listed for sale$214,900
2011-12-31Listing removed$225,000
2011-07-02Listed for sale$225,000
2003-08-22Sold$192,500
2002-05-14Sold$23,000

For Sale by Agent

AgentAmy L Perrin
BrokeragePerrin Elite Properties

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