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196 Silver Mountain Dr, Glenwood Springs, CO, 81601

3beds
3baths
2,050sqft
$1,545,000
$754price/sqft
$8,826/moest. monthly cost
$353,040/yrincome needed

About This Home

**LEASE-TO-OWN / LEASE PURCHASE AVAILABLE!** A rare opportunity for qualified buyers to move in now and purchase later. Flexible terms available. **Quick close available** for buyers ready to make their move. What if your next home didn't come with a to-do list? No surprise repairs. No outdated finishes. No cramped spaces. No wondering what will break next. Instead, step into a home that's already been transformed. Set on an oversized lot with mountain views and exceptional privacy, this home underwent a comprehensive 2024 remodel by an experienced builder and craftsman. New windows, flooring, cabinetry, countertops, appliances, lighting, fixtures, and finishes--every major detail has been thoughtfully updated with quality and longevity in mind. The open-concept floor plan is bright, functional, and designed for the way people actually live, flowing seamlessly onto a covered deck perfect for entertaining or simply taking in the views. Inside you'll find: * 3 spacious bedrooms * 3 full bathrooms * A versatile main-level flex room ideal for a home office, guest suite, gym, or media room * An expanded garage with dedicated workshop space * A fully fenced backyard with a covered dog run And then there's Ironbridge. Championship golf, private river access, clubhouse, pool, fitness center, tennis, pickleball, basketball courts, scenic trails, and one of the Western Slope's premier lifestyle communities. Whether you're ready to buy today or take advantage of the **qualified lease-to-own opportunity**, this home offers a level of flexibility that's hard to find--and with a **quick close available**, you can be enjoying it sooner than you think. **No projects. No compromises. Just move in and start living.** 196 SILVER MOUNTAIN DRIVE, GLENWOOD SPRINGS (Remodeled in 2024) EXTERIOR New Siding, Windows, Doors, Roof, Paint New 12 x 30 ft Covered Deck Extended Garage 8 ft. Extended Front porch 8 ft. New Concrete Front Porch & Walk New Asphalt driveway New Landscaping & Irrigation System INTERIOR New Doors, Trim & Crown Molding, New 20 mil Vinyl Plank Flooring, New Carpet in two Bedrooms & Den New Electric Fire Place New Heat & Air with Humidifier New 220 Space heater in garage Newer Tankless Water Heater & Whole House Water Filter New Plumbing & Lighting Fixtures New Ceramic tile Showers & Flooring in all three Bathrooms New Custom Hickory Cabinets, Kitchen, Baths, Laundry, Office, New Granite Counter Tops New KitchenAid Appliances

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Riverview SchoolGrades PK-82.2 mi
9/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Cement Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: A/C

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Property

Details

  • Parcel number: 239512418126
  • Zoning: Residential
  • Exclusions: Washer,Dryer

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,812$93,744
Home Insurance *$326$3,912
Property Taxes $502$6,024
Electricity $186$2,232
Total$8,826$105,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,605/yr
40% on housing$264,780/yr
45% on housing$235,360/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$754This listing

vs Other Active Listings

Avg $/sqft

ZIP 81601$413
Garfield County$469

vs Homes Sold Last Month

Median $/sqft

ZIP 81601$440
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listing removed$5,500
2026-08-03Listed for rent$5,500
2026-08-02Listed for sale$1,545,000
2026-06-08Contingent$1,545,000
2026-06-01Price change$1,545,000
2026-04-13Price change$1,595,000
2026-03-17Listed for sale$1,695,000
2023-11-15Sold$780,000
2023-10-07Contingent$795,000
2023-09-03Price change$795,000
2023-08-24Listed for sale$849,000
2023-08-21Listing removed--
2023-07-31Listed for sale$775,000
2022-09-13Listing removed--
2022-06-15Listed for sale$729,900
2021-01-14Listing removed--
2020-10-16Price change$499,500
2020-08-12Price change$477,900
2020-05-25Listed for sale$467,900
2019-11-16Listing removed$477,900
2019-08-18Price change$477,900
2019-07-21Price change$497,900
2019-06-17Listed for sale$519,900
2005-03-11Sold$157,915

For Sale by Agent

AgentShannon M Francis-Pienaar
BrokerageeXp Realty LLC

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