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3951 N Saint Louis Ave #1, Chicago, IL, 60618

2beds
1baths
0sqft
$265,900
--price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

Beautifully updated vintage condo in one of Chicago's most charming, tree-lined neighborhoods. This sunny and inviting unit blends timeless character with modern updates, making it the perfect home for a small family, first-time buyer, or professional looking for a warm and stylish space in an unbeatable location. The bright, open layout features gorgeous hardwood floors, a cozy fireplace, and an updated kitchen with 42" cabinetry, granite countertops, and newer stainless-steel appliances including a refrigerator, stove, and dishwasher (2025). Additional updates include a brand-new HVAC/air conditioning system, furnace and water heater (2026), providing peace of mind for years to come. Enjoy the convenience of in-unit washer and dryer, a private deck perfect for relaxing or entertaining, one designated parking space, and an additional storage unit.

Getting Around

91
WalkingWalker's Paradise
69
TransitGood Transit
76
BikeVery Bikeable

Schools

6/10
Murphy Elementary SchoolGrades PK-80.3 mi
1/10
Roosevelt High SchoolGrades 9-120.8 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 128
  • Dimensions: 16X08

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 13232020401003
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,344$16,128
Home Insurance *$59$708
Property Taxes $383$4,596
Electricity $130$1,569
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60618$409
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60618$380
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$265,900
2026-06-23Contingent$265,900
2026-06-03Listed for sale$265,900
2024-02-15Listing removed--
2024-02-07Listed for rent$1,850
2021-02-25Listing removed--
2021-02-19Listed for rent$1,400
2016-06-13Sold$179,000
2016-04-25Pending sale$179,900
2016-04-14Listed for sale$179,900
2016-04-07Pending sale$179,900
2016-03-03Listed for sale$179,900
2015-08-01Listing removed$1,300
2015-07-10Listed for rent$1,300
2014-08-01Listing removed$1,300
2014-06-13Listed for rent$1,300
2011-03-01Listing removed$189,000
2010-09-11Price change$189,000
2010-06-30Listed for sale$200,000

For Sale by Agent

AgentLori Mattice
BrokerageRE/MAX Plaza

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